Vitals
  • Total Assets
    114.1M -13.9 %
  • Total Deposits
    108.5M -8.4 %
  • Total Net Loans
    69.6M -25.7 %
  • Net Income
  • Book Value
    3.1M -72.9 %
  • Book Value x2
    6.2M -72.9 %
  • Book Value x3
    9.3M -72.9 %
ROAA

ROAE

Efficiency Ratio

Net Interest Margin

.241

Balance Sheet Highlights
Financial Highlights First Piedmont Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 114,113 234,676
Total Net Loans 69,610 166,655
Total Deposits 108,499 198,588
Total Equity 3,110 20,659
Profitability
Net Income — 705
Return on Average Assets — .756
Return on Average Equity — 6.813
Net Interest Margin .241 3.141
Efficiency Ratio — 106.774
Noninterest Income/Revenue 61.984
Balance Sheet Ratios
Loan-to-Deposit 64.157 81.992
Securities/Assets .115 .17
Total Equity/Total Assets .027 .088
Tangible Equity/Tangible Assets .027 -.973
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,032 19,735
Tier 2 Capital 1,149 2,543
Total Capital 4,181 22,109
Total Risk Weighted Assets 92,646 179,855
Leverage Ratio 2.55 9.431
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 3.27 12.777
Total Capital Ratio 4.51 13.998

Timeline for First Piedmont Bank

First American Bank And Trust Company

First Piedmont Bank was acquired by First American Bank And Trust Company 14 years

View Profile Jul 18 2009

First Piedmont Bank

First Piedmont Bank was established 26 years ago and is currently headquartered in Winder, GA.

Apr 15 1998
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First American Bank And Trust Company Buyer 487,333 Failure 7/18/2009
Relationships Role Relationship Start Relationship End
Similar Organizations
Organization City State Total Assets
Brown County State Bank
 		Mount Sterling IL 114.0M
Acb Bank
 		Cherokee OK 115.4M
The Hicksville Bank
 		Hicksville OH 112.3M
Southwind Bank
 		Natoma KS 116.2M
Vermilion Bank & Trust Company
 		Kaplan LA 112.0M
Federation Bank
 		Washington IA 116.2M
Pbk Bank, Inc.
 		Stanford KY 111.5M
Brickyard Bank
 		Lincolnwood IL 116.7M
Prairie Community Bank
 		Marengo IL 111.1M
Mason State Bank
 		Mason MI 114.6M