Mason State Bank
Mason, MI — Non-member Bank
Active
Vitals
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Total Assets114.4M -6.3 %
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Total Deposits87.5M -3.3 %
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Total Net Loans75.3M -3.4 %
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Net Income973000.0000 -3.8 %
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Book Value12.7M -1.7 %
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Book Value x225.4M -1.7 %
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Book Value x338.1M -1.7 %
Balance Sheet Highlights
Financial Highlights | Mason State Bank | All Insured Commercial Banks in Michigan |
Balance Sheet $(000) | ||
Total Assets | 114,443 | 330,697 |
Total Net Loans | 75,258 | 227,599 |
Total Deposits | 87,507 | 278,247 |
Total Equity | 12,713 | 33,935 |
Profitability | ||
Net Income | 973 | 3,589 |
Return on Average Assets | .841 | .954 |
Return on Average Equity | 7.393 | 8.772 |
Net Interest Margin | 3.445 | 3.821 |
Efficiency Ratio | 76.74 | 71.925 |
Noninterest Income/Revenue | 10.461 | 24.061 |
Balance Sheet Ratios | ||
Loan-to-Deposit | 86.002 | 76.845 |
Securities/Assets | .173 | .16 |
Total Equity/Total Assets | .111 | .103 |
Tangible Equity/Tangible Assets | .108 | .098 |
Capital Adequacy | ||
Tier 1 Common Capital | 12,673 | 32,553 |
Tier 1 Capital | 12,673 | 32,664 |
Tier 2 Capital | 265 | 2,479 |
Total Capital | 12,938 | 35,133 |
Total Risk Weighted Assets | 64,201 | 242,208 |
Leverage Ratio | 11.1 | 10.341 |
Common Equity Tier 1 Capital Ratio | 19.74 | 15.339 |
Tier 1 Capital Ratio | 19.74 | 15.393 |
Total Capital Ratio | 20.15 | 16.423 |
Timeline for Mason State Bank
Mason State Mortgage Co., Llc
Mason State Mortgage Co., Llc became a new subsidiary organization for Mason State Bank.
View Profile Jul 16 2002Lakeside Insurance Services, Inc.
Lakeside Insurance Services, Inc. became a new subsidiary organization for Mason State Bank.
View Profile Feb 04 1994Capital Directions, Inc.
Capital Directions, Inc. became a new parent organization for Mason State Bank.
View Profile Jul 22 1988Mason State Bank
Mason State Bank was established 137 years ago and is currently headquartered in Mason, MI.
Jun 07 1886Relationships | Role | Relationship Start | Relationship End |
Capital Directions, Inc. | Parent | 7/22/1988 | |
Lakeside Insurance Services, Inc. | Subsidary | 6/30/2007 | |
Mason State Mortgage Co., Llc | Subsidary | 7/16/2002 | 10/15/2008 |
Lakeside Insurance Services, Inc. | Subsidary | 2/4/1994 | 6/29/2007 |
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