Vitals
  • Total Assets
    420.5M 2.4 %
  • Total Deposits
    358.8M 4.0 %
  • Total Net Loans
    237.5M -4.3 %
  • Net Income
    384000.0000 -70.0 %
  • Book Value
    59.5M 38.9 %
  • Book Value x2
    118.9M 38.9 %
  • Book Value x3
    178.4M 38.9 %
ROAA

.533

ROAE

4.708

Efficiency Ratio

69.495

Net Interest Margin

3.607

Balance Sheet Highlights
Financial Highlights First National Bank All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 420,537 315,249
Total Net Loans 237,535 209,454
Total Deposits 358,827 264,634
Total Equity 59,456 33,762
Profitability
Net Income 384 1,473
Return on Average Assets .533 .861
Return on Average Equity 4.708 8.063
Net Interest Margin 3.607 3.958
Efficiency Ratio 69.495 71.347
Noninterest Income/Revenue 11.674 17.036
Balance Sheet Ratios
Loan-to-Deposit 66.198 74.703
Securities/Assets .131 .185
Total Equity/Total Assets .141 .107
Tangible Equity/Tangible Assets .101 .104
Capital Adequacy
Tier 1 Common Capital 45,583 32,106
Tier 1 Capital 45,583 32,552
Tier 2 Capital 19 2,407
Total Capital 45,602 35,028
Total Risk Weighted Assets 256,264 225,106
Leverage Ratio 10.78 10.423
Common Equity Tier 1 Capital Ratio 17.79 15.275
Tier 1 Capital Ratio 17.79 15.365
Total Capital Ratio 17.79 16.465

Timeline for First National Bank

United Community Bank

First National Bank was acquired by United Community Bank 8 years

View Profile Jul 18 2015

United Community Banks, Inc.

United Community Banks, Inc. became a new parent organization for First National Bank.

View Profile May 01 2015

Moneytree Corporation

Moneytree Corporation became a new parent organization for First National Bank.

View Profile Dec 12 2005

Hamilton Bancshares, Inc.

Hamilton Bancshares, Inc. became a new parent organization for First National Bank.

View Profile Dec 31 1970

First National Bank

First National Bank was established 117 years ago and is currently headquartered in Lenoir City, TN.

May 02 1907
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
United Community Bank Buyer 10,278,851 Pooling of Interests Discontinued 7/18/2015
Relationships Role Relationship Start Relationship End
United Community Banks, Inc. Parent 5/1/2015 7/17/2015
Moneytree Corporation Parent 12/12/2005 4/30/2015
Hamilton Bancshares, Inc. Parent 12/31/1970 3/5/1976
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