Efficiency Ratio Over Time
Efficiency Ratio First National Bank All Insured Commercial Banks in Tennessee
06-30-2015 69.495 71.347
03-31-2015 70.14 71.604
12-31-2014 72.541 71.978
09-30-2014 72.391 71.431
06-30-2014 72.121 72.281
03-31-2014 70.378 72.859
12-31-2013 64.926 72.831
09-30-2013 63.97 71.947
06-30-2013 63.679 72.339
03-31-2013 63.432 73.06
12-31-2012 65.314 72.788
09-30-2012 65.131 72.3
06-30-2012 65.68 72.159
03-31-2012 65.235 70.962
12-31-2011 90.021 74.565
09-30-2011 100.952 73.347
06-30-2011 78.144 74.593
03-31-2011 75.366 74.44
12-31-2010 70.78 74.786
09-30-2010 68.396 73.288
06-30-2010 67.127 73.208
03-31-2010 65.202 74.142
12-31-2009 84.954 78.956
09-30-2009 89.266 78.914
06-30-2009 99.812 79.484
03-31-2009 119.076 76.46
12-31-2008 83.61 76.123
09-30-2008 79.369 73.333
06-30-2008 82.303 73.064
03-31-2008 71.299 73.535
12-31-2007 66.337 71.353
09-30-2007 66.994 70.14
06-30-2007 67.139 70.181
03-31-2007 67.267 69.593
12-31-2006 68.577 69.255
09-30-2006 67.175 67.968
06-30-2006 67.804 68.089
03-31-2006 67.538 68.881
12-31-2005 67.592 68.603
09-30-2005 67.535 67.371
06-30-2005 68.439 67.28
03-31-2005 71.079 67.669
12-31-2004 76.403 67.909
09-30-2004 76.303 67.78
06-30-2004 75.425 67.917
03-31-2004 73.927 67.404
12-31-2003 76.295 67.065
09-30-2003 75.419 66.477
06-30-2003 73.987 67.007
03-31-2003 69.192 67.319
12-31-2002 60.474 65.163