Vitals
  • Total Assets
    693.9M 14.1 %
  • Total Deposits
    537.4M 4.8 %
  • Total Net Loans
    239.7M 1.8 %
  • Net Income
    470000.0000 -74.4 %
  • Book Value
    133.7M 97.7 %
  • Book Value x2
    267.4M 97.7 %
  • Book Value x3
    401.1M 97.7 %
ROAA

.278

ROAE

1.411

Efficiency Ratio

82.674

Net Interest Margin

2.551

Balance Sheet Highlights
Financial Highlights First National Bank, Valparaiso All Insured Commercial Banks in Indiana
Balance Sheet $(000)
Total Assets 693,860 350,293
Total Net Loans 239,675 243,130
Total Deposits 537,350 272,972
Total Equity 133,693 35,386
Profitability
Net Income 470 1,251
Return on Average Assets .278 .925
Return on Average Equity 1.411 8.905
Net Interest Margin 2.551 3.708
Efficiency Ratio 82.674 68.265
Noninterest Income/Revenue 8.267 13.374
Balance Sheet Ratios
Loan-to-Deposit 44.603 84.348
Securities/Assets .111 .326
Total Equity/Total Assets .193 .101
Tangible Equity/Tangible Assets .09 .035
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 62,008 31,132
Tier 2 Capital 2,817 2,716
Total Capital 64,825 33,887
Total Risk Weighted Assets 280,925 258,217
Leverage Ratio 10.25 10.077
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 22.07 14.405
Total Capital Ratio 23.08 15.506

Timeline for First National Bank, Valparaiso

1St Source Bank

First National Bank, Valparaiso was acquired by 1St Source Bank 15 years

View Profile Jun 07 2008

1St Source Corporation

1St Source Corporation became a new parent organization for First National Bank, Valparaiso.

View Profile Jun 01 2007

Citizens Bank

Acquisition: First National Bank, Valparaiso acquired a new subsidiary, Citizens Bank, 49 years

View Profile Mar 01 1975

Fina Bancorp, Inc.

Fina Bancorp, Inc. became a new parent organization for First National Bank, Valparaiso.

View Profile Dec 31 1973

First National Bank, Valparaiso

First National Bank, Valparaiso was established 134 years ago and is currently headquartered in Valparaiso, IN.

Nov 06 1889
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
1St Source Bank Buyer 5,439,182 Pooling of Interests Discontinued 6/7/2008
Citizens Bank Seller 11,692 Discontinued 3/1/1975
Relationships Role Relationship Start Relationship End
1St Source Corporation Parent 6/1/2007 6/6/2008
Fina Bancorp, Inc. Parent 12/31/1990 5/31/2007
Fina Bancorp, Inc. Parent 12/31/1977 12/30/1990
Fina Bancorp, Inc. Parent 12/31/1976 12/30/1977
Fina Bancorp, Inc. Parent 12/31/1973 12/30/1976
Similar Organizations
Organization City State Total Assets
Golden Bank, National Association
 		Houston TX 693.7M
Citizens Community Federal National Association
 		Altoona WI 696.1M
Hawaii National Bank
 		Honolulu HI 687.1M
Relyance Bank, National Association
 		Pine Bluff AR 702.8M
Patriot Bank, National Association
 		Stamford CT 682.7M
First Clover Leaf Bank, National Association
 		Edwardsville IL 668.1M
The First National Bank Of Shiner
 		Shiner TX 656.0M
Nebraskaland National Bank
 		North Platte NE 673.7M
The Girard National Bank
 		Girard KS 645.2M
The Farmers National Bank Of Emlenton
 		Emlenton PA 691.8M