Vitals
  • Total Assets
    52.1M -2.9 %
  • Total Deposits
    44.1M -0.5 %
  • Total Net Loans
    28.3M -5.1 %
  • Net Income
    180000.0000 -40.8 %
  • Book Value
    6.7M 3.3 %
  • Book Value x2
    13.4M 3.3 %
  • Book Value x3
    20.2M 3.3 %
ROAA

.67

ROAE

5.582

Efficiency Ratio

83.051

Net Interest Margin

4.612

Balance Sheet Highlights
Financial Highlights First National Bank Of Ruidoso All Insured Commercial Banks in New Mexico
Balance Sheet $(000)
Total Assets 52,056 225,012
Total Net Loans 28,251 116,094
Total Deposits 44,072 189,253
Total Equity 6,723 22,973
Profitability
Net Income 180 1,141
Return on Average Assets .67 1.052
Return on Average Equity 5.582 10.176
Net Interest Margin 4.612 4.399
Efficiency Ratio 83.051 68.739
Noninterest Income/Revenue 15.82 14.215
Balance Sheet Ratios
Loan-to-Deposit 64.102 62.908
Securities/Assets .275 .285
Total Equity/Total Assets .129 .102
Tangible Equity/Tangible Assets .129 .101
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 6,494 21,395
Tier 2 Capital 421 1,637
Total Capital 6,915 23,026
Total Risk Weighted Assets 33,664 134,987
Leverage Ratio 12.13 9.963
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 19.29 16.705
Total Capital Ratio 20.54 17.904

Timeline for First National Bank Of Ruidoso

First National Bank

First National Bank Of Ruidoso was acquired by First National Bank 14 years

View Profile Jul 07 2011

First Alamogordo Bancorp Of Nevada, Inc.

First Alamogordo Bancorp Of Nevada, Inc. became a new parent organization for First National Bank Of Ruidoso.

View Profile May 30 1997

First National Bank Of Lincoln County

Acquisition: First National Bank Of Ruidoso acquired a new subsidiary, First National Bank Of Lincoln County, 40 years

View Profile Dec 17 1985

First Alamogordo Bancorp, Inc.

First Alamogordo Bancorp, Inc. became a new parent organization for First National Bank Of Ruidoso.

View Profile Dec 17 1985

First National Bank Of Ruidoso

First National Bank Of Ruidoso was established 40 years ago and is currently headquartered in Ruidoso, NM.

Dec 16 1985
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First National Bank Buyer 331,171 Pooling of Interests Discontinued 7/7/2011
First National Bank Of Lincoln County Seller 32,024 Failure 12/17/1985
Relationships Role Relationship Start Relationship End
First Alamogordo Bancorp Of Nevada, Inc. Parent 5/30/1997 7/6/2011
First Alamogordo Bancorp, Inc. Parent 12/17/1985 5/29/1997
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