First National Bank Of Ruidoso
Ruidoso, NM — Domestic Branch of a Domestic Bank
Acquired Jul 2011
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | First National Bank Of Ruidoso | All Insured Commercial Banks in New Mexico |
| Interest and Fees on Loans | 968 | 3,895 |
| Income from Lease Financing Receivables | — | 4 |
| — | 8 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 4 |
| Income on Loans and Leases (TE) | 968 | 3,908 |
| Investment Interest Income (TE) | 309 | 1,133 |
| Total Interest Income (TE) | 1,293 | 5,204 |
| Total Interest Expense | 120 | 682 |
| Net Interest Income (TE) | 1,173 | 4,516 |
| Non-Interest Income | 243 | 862 |
| Adjusted Operating Income (TE) | 1,416 | 5,370 |
| Non-interest Expense | 1,176 | 3,491 |
| Provision for Loan & Lease Losses | 28 | 361 |
| Pretax Operating Income (TE) | 212 | 1,328 |
| Pretax Net Operating Income (TE) | 214 | 1,347 |
| Applicable Income Taxes | — | 50 |
| Net Operating Income | 180 | 1,141 |
| Net Income | 180 | 1,141 |
| Cash Dividends Declared | — | 749 |
| Retained Earnings | 180 | 314 |