Vitals
  • Total Assets
    260.1M 12.8 %
  • Total Deposits
    194.3M 6.1 %
  • Total Net Loans
    187.9M 29.4 %
  • Net Income
    611000.0000 -47.2 %
  • Book Value
    33.4M 5.9 %
  • Book Value x2
    66.9M 5.9 %
  • Book Value x3
    100.3M 5.9 %
ROAA

.485

ROAE

3.669

Efficiency Ratio

77.303

Net Interest Margin

2.739

Balance Sheet Highlights
Financial Highlights First National Bank Of Nassau County All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 260,148 268,609
Total Net Loans 187,927 195,162
Total Deposits 194,344 209,965
Total Equity 33,449 28,903
Profitability
Net Income 611 2,216
Return on Average Assets .485 .9
Return on Average Equity 3.669 9.246
Net Interest Margin 2.739 3.568
Efficiency Ratio 77.303 97.665
Noninterest Income/Revenue 22.482 10.144
Balance Sheet Ratios
Loan-to-Deposit 96.698 92.716
Securities/Assets .15 .316
Total Equity/Total Assets .129 .108
Tangible Equity/Tangible Assets .087 -.04
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 22,686 26,604
Tier 2 Capital 2,317 2,723
Total Capital 25,003 29,332
Total Risk Weighted Assets 188,785 210,647
Leverage Ratio 9.18 12.492
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.02 16.639
Total Capital Ratio 13.24 17.835

Timeline for First National Bank Of Nassau County

Cbc National Bank

First National Bank Of Nassau County was acquired by Cbc National Bank 15 years

View Profile Aug 10 2008

Cairo Banking Company

Acquisition: First National Bank Of Nassau County acquired a new subsidiary, Cairo Banking Company, 17 years

View Profile Oct 28 2006

Coastal Banking Company, Inc.

Coastal Banking Company, Inc. became a new parent organization for First National Bank Of Nassau County.

View Profile Oct 01 2005

First National Bank Of Nassau County

First National Bank Of Nassau County was established 24 years ago and is currently headquartered in Fernandina Beach, FL.

Jul 26 1999

First Capital Bank Holding Corporation

First Capital Bank Holding Corporation became a new parent organization for First National Bank Of Nassau County.

View Profile Jul 26 1999
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Cbc National Bank Buyer 612,730 Pooling of Interests Discontinued 8/10/2008
Cairo Banking Company Seller 85,454 Acquisition Discontinued 10/28/2006
Relationships Role Relationship Start Relationship End
Coastal Banking Company, Inc. Parent 10/1/2005 8/9/2008
First Capital Bank Holding Corporation Parent 7/26/1999 9/30/2005
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