Vitals
  • Total Assets
    85.5M -3.3 %
  • Total Deposits
    77.1M 6.0 %
  • Total Net Loans
    35.2M -15.5 %
  • Net Income
    821000.0000 -8.6 %
  • Book Value
    7.4M 5.7 %
  • Book Value x2
    14.9M 5.7 %
  • Book Value x3
    22.3M 5.7 %
ROAA

1.199

ROAE

15.533

Efficiency Ratio

53.513

Net Interest Margin

3.988

Balance Sheet Highlights
Financial Highlights Cairo Banking Company All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 85,454 196,116
Total Net Loans 35,234 147,713
Total Deposits 77,076 164,064
Total Equity 7,445 19,903
Profitability
Net Income 821 9,334
Return on Average Assets 1.199 1.531
Return on Average Equity 15.533 15.61
Net Interest Margin 3.988 4.707
Efficiency Ratio 53.513 61.317
Noninterest Income/Revenue 11.042 9.893
Balance Sheet Ratios
Loan-to-Deposit 45.713 86.787
Securities/Assets .391 .239
Total Equity/Total Assets .087 .101
Tangible Equity/Tangible Assets .087 -.844
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 7,751 19,042
Tier 2 Capital 577 1,917
Total Capital 8,328 20,904
Total Risk Weighted Assets 45,639 156,057
Leverage Ratio 8.99 11.292
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 16.98 14.463
Total Capital Ratio 18.25 15.622

Timeline for Cairo Banking Company

Ameris Bank

Cairo Banking Company was acquired by Ameris Bank 17 years

View Profile Oct 28 2006

First National Bank Of Nassau County

Cairo Banking Company was acquired by First National Bank Of Nassau County 17 years

View Profile Oct 28 2006

Cairo Holding Company, Inc.

Cairo Holding Company, Inc. became a new subsidiary organization for Cairo Banking Company.

View Profile Jul 06 1999

Ameris Bancorp

Ameris Bancorp became a new parent organization for Cairo Banking Company.

View Profile Oct 01 1992

Bank Of Meigs

Acquisition: Cairo Banking Company acquired a new subsidiary, Bank Of Meigs, 37 years

View Profile Dec 16 1986

Want to see more?

Complete timeline for Cairo Banking Company is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Ameris Bank Buyer 6,487,996 Pooling of Interests Discontinued 10/28/2006
First National Bank Of Nassau County Buyer 260,148 Acquisition Discontinued 10/28/2006
Bank Of Meigs Seller 5,261 Discontinued 12/16/1986
Relationships Role Relationship Start Relationship End
Ameris Bancorp Parent 10/1/1992 10/27/2006
Cairo Banchshares, Inc. Parent 12/31/1983 9/30/1992
Cairo Banchshares, Inc. Parent 6/25/1982 12/30/1983
Davis Memorial Fund Parent 12/31/1980 6/24/1982
Davis Memorial Fund Parent 12/31/1970 12/30/1980
Cairo Holding Company, Inc. Subsidary 7/6/1999 10/27/2006
Similar Organizations
Organization City State Total Assets
Security State Bank
 		Iron River WI 85.6M
Community Bank
 		Dunlap IA 85.9M
Unity Bank North
 		Red Lake Falls MN 85.9M
Greenleaf Wayside Bank
 		Greenleaf WI 85.0M
Bank Of Hancock County
 		Sparta GA 84.9M
Farmers Trust & Savings Bank
 		Earling IA 86.1M
Idaho Trust Bank
 		Boise ID 84.3M
State Bank Of Missouri
 		Concordia MO 86.9M
The Bank Of Magnolia Company
 		Magnolia OH 83.9M
Citizens State Bank
 		Roma TX 83.2M