Vitals
  • Total Assets
    123.5M 6.6 %
  • Total Deposits
    107.3M 7.3 %
  • Total Net Loans
    62.8M 1.8 %
  • Net Income
    689000.0000 52.4 %
  • Book Value
    15.9M 2.1 %
  • Book Value x2
    31.8M 2.1 %
  • Book Value x3
    47.7M 2.1 %
ROAA

.584

ROAE

4.361

Efficiency Ratio

81.637

Net Interest Margin

3.057

Balance Sheet Highlights
Financial Highlights First National Bank Northwest Florida All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 123,455 586,559
Total Net Loans 62,801 397,788
Total Deposits 107,331 483,997
Total Equity 15,894 60,775
Profitability
Net Income 689 4,381
Return on Average Assets .584 .706
Return on Average Equity 4.361 6.893
Net Interest Margin 3.057 3.553
Efficiency Ratio 81.637 74.427
Noninterest Income/Revenue 5.017 15.578
Balance Sheet Ratios
Loan-to-Deposit 58.512 80.705
Securities/Assets .093 .17
Total Equity/Total Assets .129 .104
Tangible Equity/Tangible Assets .128 .1
Capital Adequacy
Tier 1 Common Capital 15,807 55,412
Tier 1 Capital 15,807 55,855
Tier 2 Capital 666 4,271
Total Capital 16,473 60,316
Total Risk Weighted Assets 52,508 416,967
Leverage Ratio 12.79 10.155
Common Equity Tier 1 Capital Ratio 30.1 14.982
Tier 1 Capital Ratio 30.1 15.063
Total Capital Ratio 31.37 16.194

Timeline for First National Bank Northwest Florida

First Northwest Florida Bank

Acquisition: First National Bank Northwest Florida acquired a new subsidiary, First Northwest Florida Bank, 24 years

View Profile Mar 01 2000

First Northwest Florida Holding Company

First Northwest Florida Holding Company became a new parent organization for First National Bank Northwest Florida.

View Profile Aug 01 1997

American National Financial Corporation

American National Financial Corporation became a new parent organization for First National Bank Northwest Florida.

View Profile Mar 21 1986

First National Bank Northwest Florida

First National Bank Northwest Florida was established 40 years ago and is currently headquartered in Panama City, FL.

May 03 1984
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Northwest Florida Bank Seller 34,464 Pooling of Interests Discontinued 3/1/2000
Relationships Role Relationship Start Relationship End
First Northwest Florida Holding Company Parent 8/1/1997
American National Financial Corporation Parent 6/30/1994 7/31/1997
American National Financial Corporation Parent 9/30/1991 6/29/1994
American National Financial Corporation Parent 3/21/1986 9/29/1991
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