Vitals
  • Total Assets
    256.4M -16.4 %
  • Total Deposits
    215.3M -15.5 %
  • Total Net Loans
    166.6M -24.1 %
  • Net Income
  • Book Value
    15.7M -39.6 %
  • Book Value x2
    31.4M -39.6 %
  • Book Value x3
    47.1M -39.6 %
ROAA

ROAE

Efficiency Ratio

141.226

Net Interest Margin

1.088

Balance Sheet Highlights
Financial Highlights First Georgia Community Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 256,371 232,289
Total Net Loans 166,607 175,176
Total Deposits 215,287 192,085
Total Equity 15,711 22,107
Profitability
Net Income — 9,172
Return on Average Assets — .995
Return on Average Equity — 9.344
Net Interest Margin 1.088 3.539
Efficiency Ratio 141.226 84.879
Noninterest Income/Revenue 19.794 54.021
Balance Sheet Ratios
Loan-to-Deposit 77.388 88.541
Securities/Assets .097 .188
Total Equity/Total Assets .061 .095
Tangible Equity/Tangible Assets .061 -.778
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 15,306 20,998
Tier 2 Capital 2,637 2,431
Total Capital 17,943 23,373
Total Risk Weighted Assets 202,039 186,909
Leverage Ratio 6.01 10.076
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 7.58 12.978
Total Capital Ratio 8.88 14.174

Timeline for First Georgia Community Bank

First Georgia Community Bank was acquired by 15 years

Dec 06 2008

United Bank

First Georgia Community Bank was acquired by United Bank 15 years

View Profile Dec 06 2008

First Georgia Community Bank

First Georgia Community Bank was established 26 years ago and is currently headquartered in Jackson, GA.

Sep 08 1997

First Georgia Community Corp.

First Georgia Community Corp. became a new parent organization for First Georgia Community Bank.

View Profile Sep 08 1997
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
United Bank Buyer 1,246,928 Failure 12/6/2008
Relationships Role Relationship Start Relationship End
First Georgia Community Corp. Parent 9/8/1997 12/5/2008
Similar Organizations
Organization City State Total Assets
Verus Bank Of Commerce
 		Fort Collins CO 252.3M
Peoples Bank & Trust Company Of Hazard
 		Hazard KY 261.7M
The Farmers & Merchants Bank
 		Berlin WI 253.0M
Oregon Community Bank & Trust
 		Oregon WI 260.3M
Connection Bank
 		Fort Madison IA 267.2M
Peoples State Bank Of Plainview
 		Plainview MN 250.0M
Rolling Hills Bank & Trust
 		Atlantic IA 241.6M
Midwest Independent Bank
 		Jefferson City MO 272.6M
Liberty Bank
 		South San Francisco CA 268.3M
Bank Of Western Oklahoma
 		Elk City OK 239.7M