Vitals
  • Total Assets
    1.2B 10.0 %
  • Total Deposits
    1.1B 9.9 %
  • Total Net Loans
    624.1M 8.2 %
  • Net Income
    16.9M 20.1 %
  • Book Value
    131.3M 10.7 %
  • Book Value x2
    262.5M 10.7 %
  • Book Value x3
    393.8M 10.7 %
ROAA

1.919

ROAE

17.915

Efficiency Ratio

62.329

Net Interest Margin

3.798

Balance Sheet Highlights
Financial Highlights United Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 1,246,928 247,607
Total Net Loans 624,130 156,011
Total Deposits 1,111,040 212,199
Total Equity 131,260 27,648
Profitability
Net Income 16,864 2,180
Return on Average Assets 1.919 1.008
Return on Average Equity 17.915 9.016
Net Interest Margin 3.798 4.028
Efficiency Ratio 62.329 71.784
Noninterest Income/Revenue 28.309 19.036
Balance Sheet Ratios
Loan-to-Deposit 56.175 72.795
Securities/Assets .32 .165
Total Equity/Total Assets .105 .112
Tangible Equity/Tangible Assets .101 .11
Capital Adequacy
Tier 1 Common Capital 122,666 25,721
Tier 1 Capital 122,666 25,796
Tier 2 Capital 9,164 1,898
Total Capital 131,830 27,748
Total Risk Weighted Assets 730,022 168,792
Leverage Ratio 10.32 10.74
Common Equity Tier 1 Capital Ratio 16.8 16.222
Tier 1 Capital Ratio 16.8 16.316
Total Capital Ratio 18.06 17.473

Timeline for United Bank

The Woodbury Banking Company

Acquisition: United Bank acquired a new subsidiary, The Woodbury Banking Company, 7 years

View Profile Aug 20 2016

Monroe County Bank

Acquisition: United Bank acquired a new subsidiary, Monroe County Bank, 9 years

View Profile Aug 01 2014

The First National Bank Of Barnesville

Acquisition: United Bank acquired a new subsidiary, The First National Bank Of Barnesville, 13 years

View Profile Oct 23 2010

First Coweta Bank

Acquisition: United Bank acquired a new subsidiary, First Coweta Bank, 14 years

View Profile Aug 22 2009

First Georgia Community Bank

Acquisition: United Bank acquired a new subsidiary, First Georgia Community Bank, 15 years

View Profile Dec 06 2008

Want to see more?

Complete timeline for United Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Woodbury Banking Company Seller 21,426 Failure 8/20/2016
Monroe County Bank Seller 94,323 Acquisition Discontinued 8/1/2014
The First National Bank Of Barnesville Seller 126,622 Failure 10/23/2010
First Coweta Bank Seller 163,755 Failure 8/22/2009
First Georgia Community Bank Seller 256,371 Failure 12/6/2008
United Bank Seller 79,898 Pooling of Interests Discontinued 1/1/1997
United Bank Of Griffin Seller 116,934 Pooling of Interests Discontinued 1/1/1997
Relationships Role Relationship Start Relationship End
United Bank Corporation Parent 12/28/1981
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