United Bank
Zebulon, GA — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | United Bank | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 26,077 | 6,216 |
Income from Lease Financing Receivables | — | 0 |
124 | 18 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 67 | 9 |
Income on Loans and Leases (TE) | 26,144 | 6,227 |
Investment Interest Income (TE) | 6,637 | 755 |
Total Interest Income (TE) | 33,191 | 7,278 |
Total Interest Expense | 1,533 | 716 |
Net Interest Income (TE) | 31,658 | 6,557 |
Non-Interest Income | 13,106 | 1,711 |
Adjusted Operating Income (TE) | 44,764 | 8,586 |
Non-interest Expense | 27,901 | 5,772 |
Provision for Loan & Lease Losses | -568 | 176 |
Pretax Operating Income (TE) | 17,431 | 2,649 |
Pretax Net Operating Income (TE) | 17,413 | 2,726 |
Applicable Income Taxes | — | 605 |
Net Operating Income | 16,864 | 2,180 |
Net Income | 16,864 | 2,180 |
Cash Dividends Declared | 10,154 | 538 |
Retained Earnings | 6,710 | 1,429 |