Vitals
  • Total Assets
    726.4M 235.2 %
  • Total Deposits
    564.8M 225.5 %
  • Total Net Loans
    477.2M 198.0 %
  • Net Income
    1.6M 14.5 %
  • Book Value
    136.2M 619.3 %
  • Book Value x2
    272.3M 619.3 %
  • Book Value x3
    408.5M 619.3 %
ROAA

1.361

ROAE

8.796

Efficiency Ratio

57.359

Net Interest Margin

4.203

Balance Sheet Highlights
Financial Highlights First Gaston Bank Of North Carolina All Insured Commercial Banks in North Carolina
Balance Sheet $(000)
Total Assets 726,395 993,353
Total Net Loans 477,177 672,148
Total Deposits 564,781 739,420
Total Equity 136,152 115,517
Profitability
Net Income 1,622 181,948
Return on Average Assets 1.361 1.046
Return on Average Equity 8.796 10.762
Net Interest Margin 4.203 4.353
Efficiency Ratio 57.359 74.294
Noninterest Income/Revenue 10.785 40.689
Balance Sheet Ratios
Loan-to-Deposit 84.489 91.617
Securities/Assets .116 5.536
Total Equity/Total Assets .187 .116
Tangible Equity/Tangible Assets .066 -2.405
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 48,330 88,002
Tier 2 Capital 5,946 11,525
Total Capital 54,276 99,506
Total Risk Weighted Assets 622,961 756,923
Leverage Ratio 7.86 12.107
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 7.76 14.364
Total Capital Ratio 8.71 15.702

Timeline for First Gaston Bank Of North Carolina

Communityone Bank, National Association

First Gaston Bank Of North Carolina was acquired by Communityone Bank, National Association 17 years

View Profile Aug 01 2006

Communityone Bancorp

Communityone Bancorp became a new parent organization for First Gaston Bank Of North Carolina.

View Profile Apr 29 2006

Integrity Securities, Inc.

Acquisition: First Gaston Bank Of North Carolina acquired a new subsidiary, Integrity Securities, Inc. , 18 years

View Profile Apr 24 2006

Catawba Valley Bank

Acquisition: First Gaston Bank Of North Carolina acquired a new subsidiary, Catawba Valley Bank, 18 years

View Profile Jan 05 2006

Integrity Financial Corporation

Integrity Financial Corporation became a new parent organization for First Gaston Bank Of North Carolina.

View Profile Jan 01 2002

Want to see more?

Complete timeline for First Gaston Bank Of North Carolina is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Communityone Bank, National Association Buyer 2,344,451 Pooling of Interests Discontinued 8/1/2006
Integrity Securities, Inc. Seller Pooling of Interests Discontinued 4/24/2006
Catawba Valley Bank Seller 439,681 Pooling of Interests Discontinued 1/5/2006
Relationships Role Relationship Start Relationship End
Communityone Bancorp Parent 4/29/2006 7/31/2006
Integrity Financial Corporation Parent 1/1/2002 4/28/2006
First Charter Corporation Parent 12/31/2000 12/31/2001
First Charter Corporation Parent 4/4/2000 12/30/2000
Carolina First Bancshares, Inc. Parent 12/31/1995 4/3/2000
Carolina First Bancshares, Inc. Parent 7/11/1995 12/30/1995
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