Vitals
  • Total Assets
    79.3M 9.6 %
  • Total Deposits
    70.9M 10.4 %
  • Total Net Loans
    42.3M 4.5 %
  • Net Income
    439000.0000 15.8 %
  • Book Value
    8.2M 3.2 %
  • Book Value x2
    16.4M 3.2 %
  • Book Value x3
    24.7M 3.2 %
ROAA

1.113

ROAE

10.742

Efficiency Ratio

62.587

Net Interest Margin

3.543

Balance Sheet Highlights
Financial Highlights First Federal Savings Bank Of Creston All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 79,335 155,772
Total Net Loans 42,306 94,091
Total Deposits 70,915 130,050
Total Equity 8,225 16,465
Profitability
Net Income 439 900
Return on Average Assets 1.113 1.11
Return on Average Equity 10.742 10.293
Net Interest Margin 3.543 3.501
Efficiency Ratio 62.587 61.108
Noninterest Income/Revenue 8.946 14.33
Balance Sheet Ratios
Loan-to-Deposit 59.657 67.717
Securities/Assets .302 .26
Total Equity/Total Assets .104 .106
Tangible Equity/Tangible Assets .104 .102
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 8,225 15,638
Tier 2 Capital 235 1,200
Total Capital 8,460 16,839
Total Risk Weighted Assets 43,566 109,537
Leverage Ratio 10.4 10.061
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 18.88 15.541
Total Capital Ratio 19.42 16.611

Timeline for First Federal Savings Bank Of Creston

Pcsb Bank

First Federal Savings Bank Of Creston was acquired by Pcsb Bank 10 years

View Profile Jul 01 2013

First Federal Savings And Loan Association Of Creston, F.A.

Acquisition: First Federal Savings Bank Of Creston acquired a new subsidiary, First Federal Savings And Loan Association Of Creston, F.A., 32 years

View Profile Nov 02 1991

Whitmore Company, Inc.

Whitmore Company, Inc. became a new parent organization for First Federal Savings Bank Of Creston.

View Profile Nov 02 1991

First Federal Savings Bank Of Creston

First Federal Savings Bank Of Creston was established 32 years ago and is currently headquartered in Creston, IA.

Nov 01 1991
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Pcsb Bank Buyer 215,331 Pooling of Interests Discontinued 7/1/2013
First Federal Savings And Loan Association Of Creston, F.A. Seller 59,798 Failure 11/2/1991
Relationships Role Relationship Start Relationship End
Whitmore Company, Inc. Parent 5/1/2012 6/30/2013
Whitmore Company, Inc. Parent 7/21/2011 4/30/2012
Whitmore Company, Inc. Parent 11/2/1991 7/20/2011
Similar Organizations
Organization City State Total Assets
Dakota Prairie Bank
 		Fort Pierre SD 79.2M
Proficio Bank
 		Cottonwood Heights UT 80.2M
Georgia Heritage Bank
 		Dallas GA 78.4M
Southern Bank
 		Sardis GA 78.3M
Tustin Community Bank
 		Tustin CA 78.2M
Fredonia Valley Bank
 		Fredonia KY 79.3M
Almena State Bank
 		Almena KS 81.6M
Pavillion Bank
 		Richardson TX 76.8M
Goppert Financial Bank
 		Lathrop MO 81.9M
Atlantic Community Bank
 		Bluffton SC 81.9M