Vitals
  • Total Assets
    123.3M 4.2 %
  • Total Deposits
    101.2M 5.5 %
  • Total Net Loans
    88.6M 2.9 %
  • Net Income
    1.5M 1.4 %
  • Book Value
    17.2M 2.2 %
  • Book Value x2
    34.5M 2.2 %
  • Book Value x3
    51.7M 2.2 %
ROAA

1.266

ROAE

8.568

Efficiency Ratio

61.508

Net Interest Margin

4.334

Balance Sheet Highlights
Financial Highlights First Farmers Bank And Trust Company All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 123,337 275,102
Total Net Loans 88,586 177,820
Total Deposits 101,172 227,063
Total Equity 17,231 30,287
Profitability
Net Income 1,493 2,592
Return on Average Assets 1.266 .944
Return on Average Equity 8.568 8.074
Net Interest Margin 4.334 3.847
Efficiency Ratio 61.508 70.925
Noninterest Income/Revenue 14.364 17.219
Balance Sheet Ratios
Loan-to-Deposit 87.56 76.952
Securities/Assets .099 .219
Total Equity/Total Assets .14 .11
Tangible Equity/Tangible Assets .112 .107
Capital Adequacy
Tier 1 Common Capital 13,950 29,354
Tier 1 Capital 13,950 29,354
Tier 2 Capital 1,074 2,092
Total Capital 15,024 31,454
Total Risk Weighted Assets 104,448 190,479
Leverage Ratio 11.78 11.285
Common Equity Tier 1 Capital Ratio 13.36 17.115
Tier 1 Capital Ratio 13.36 17.115
Total Capital Ratio 14.38 18.174

Timeline for First Farmers Bank And Trust Company

Citizens Bank

Acquisition: First Farmers Bank And Trust Company acquired a new subsidiary, Citizens Bank, 15 years

View Profile Aug 09 2008

Citizens Union Bancorp Of Shelbyville, Inc.

Citizens Union Bancorp Of Shelbyville, Inc. became a new parent organization for First Farmers Bank And Trust Company.

View Profile Feb 01 1994

Tjm Financial Corporation

Tjm Financial Corporation became a new parent organization for First Farmers Bank And Trust Company.

View Profile Dec 16 1987

First National Bank In Owenton

Acquisition: First Farmers Bank And Trust Company acquired a new subsidiary, First National Bank In Owenton , 58 years

View Profile Jun 30 1965

Gratz Deposit Bk

Acquisition: First Farmers Bank And Trust Company acquired a new subsidiary, Gratz Deposit Bk , 58 years

View Profile Jun 30 1965

Want to see more?

Complete timeline for First Farmers Bank And Trust Company is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens Bank Seller 17,139 Acquisition Discontinued 8/9/2008
First National Bank In Owenton Seller Discontinued 6/30/1965
Gratz Deposit Bk Seller Discontinued 6/30/1965
Relationships Role Relationship Start Relationship End
Citizens Union Bancorp Of Shelbyville, Inc. Parent 2/1/1994
Tjm Financial Corporation Parent 10/30/1990 1/31/1994
Tjm Financial Corporation Parent 6/16/1988 10/29/1990
Tjm Financial Corporation Parent 12/16/1987 6/15/1988
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