Vitals
  • Total Assets
    17.1M 4.6 %
  • Total Deposits
    15.3M 3.1 %
  • Total Net Loans
    15.3M 8.8 %
  • Net Income
    151000.0000 10.2 %
  • Book Value
    1.4M 7.4 %
  • Book Value x2
    2.9M 7.4 %
  • Book Value x3
    4.3M 7.4 %
ROAA

1.762

ROAE

21.732

Efficiency Ratio

65.837

Net Interest Margin

5.022

Balance Sheet Highlights
Financial Highlights Citizens Bank All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 17,139 186,389
Total Net Loans 15,257 125,853
Total Deposits 15,270 147,017
Total Equity 1,443 19,483
Profitability
Net Income 151 1,561
Return on Average Assets 1.762 1.167
Return on Average Equity 21.732 10.851
Net Interest Margin 5.022 3.916
Efficiency Ratio 65.837 67.147
Noninterest Income/Revenue 5.918 11.943
Balance Sheet Ratios
Loan-to-Deposit 99.915 82.515
Securities/Assets .302
Total Equity/Total Assets .084 .105
Tangible Equity/Tangible Assets .084 .048
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 1,443 18,262
Tier 2 Capital 156 1,416
Total Capital 1,599 19,673
Total Risk Weighted Assets 12,463 130,162
Leverage Ratio 8.44 10.526
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.58 16.063
Total Capital Ratio 12.83 17.176

Timeline for Citizens Bank

First Farmers Bank And Trust Company

Citizens Bank was acquired by First Farmers Bank And Trust Company 15 years

View Profile Aug 09 2008

Golden Triangle Bancshares, Inc.

Golden Triangle Bancshares, Inc. became a new parent organization for Citizens Bank.

View Profile Feb 27 1989

Citizens Bank

Citizens Bank was established 140 years ago and is currently headquartered in New Liberty, KY.

Jan 01 1884
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Farmers Bank And Trust Company Buyer 119,339 Acquisition Discontinued 8/9/2008
Relationships Role Relationship Start Relationship End
Golden Triangle Bancshares, Inc. Parent 2/27/1989 8/8/2008
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