Vitals
  • Total Assets
    494.7M 22.4 %
  • Total Deposits
    313.5M 39.7 %
  • Total Net Loans
    380.7M 24.4 %
  • Net Income
    24.2M 2.2 %
  • Book Value
    176.8M 0.6 %
  • Book Value x2
    353.7M 0.6 %
  • Book Value x3
    530.5M 0.6 %
ROAA

5.298

ROAE

13.516

Efficiency Ratio

9.642

Net Interest Margin

6.676

Balance Sheet Highlights
Financial Highlights First Credit Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 494,690 1,346,313
Total Net Loans 380,726 907,793
Total Deposits 313,507 1,084,972
Total Equity 176,826 169,778
Profitability
Net Income 24,217 12,577
Return on Average Assets 5.298 .955
Return on Average Equity 13.516 8.072
Net Interest Margin 6.676 3.784
Efficiency Ratio 9.642 64.937
Noninterest Income/Revenue .495 13.682
Balance Sheet Ratios
Loan-to-Deposit 121.441 83.983
Securities/Assets .056 .141
Total Equity/Total Assets .357 .126
Tangible Equity/Tangible Assets .357 .113
Capital Adequacy
Tier 1 Common Capital 173,916 147,337
Tier 1 Capital 173,916 147,552
Tier 2 Capital 5,755 11,893
Total Capital 179,671 160,236
Total Risk Weighted Assets 451,894 1,009,488
Leverage Ratio 35.05 11.256
Common Equity Tier 1 Capital Ratio 38.49 14.697
Tier 1 Capital Ratio 38.49 14.792
Total Capital Ratio 39.76 16.005

Timeline for First Credit Bank

Commercial Bank Of California, The

Acquisition: First Credit Bank acquired a new subsidiary, Commercial Bank Of California, The , 41 years

View Profile May 27 1983

First Credit Bank

First Credit Bank was established 41 years ago and is currently headquartered in Los Angeles, CA.

Feb 18 1983

Merchants And Farmers State Bank

Acquisition: First Credit Bank acquired a new subsidiary, Merchants And Farmers State Bank, 41 years

View Profile Feb 18 1983
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Commercial Bank Of California, The Seller Failure 5/27/1983
Merchants And Farmers State Bank Seller 5,908 Failure 2/18/1983
Relationships Role Relationship Start Relationship End
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