Vitals
  • Total Assets
    103.3M -10.0 %
  • Total Deposits
    101.0M -7.3 %
  • Total Net Loans
    49.4M -20.3 %
  • Net Income
    -1149000.0000 -19.2 %
  • Book Value
    2.1M -63.1 %
  • Book Value x2
    4.2M -63.1 %
  • Book Value x3
    6.3M -63.1 %
ROAA

-4.384

ROAE

-180.767

Efficiency Ratio

503.147

Net Interest Margin

2.531

Balance Sheet Highlights
Financial Highlights First Cornerstone Bank All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 103,307 771,525
Total Net Loans 49,430 549,525
Total Deposits 101,040 618,440
Total Equity 2,105 82,549
Profitability
Net Income -1,149 1,629
Return on Average Assets -4.384 .754
Return on Average Equity -180.767 7.097
Net Interest Margin 2.531 3.502
Efficiency Ratio 503.147 70.619
Noninterest Income/Revenue -72.314 17.394
Balance Sheet Ratios
Loan-to-Deposit 48.921 85.247
Securities/Assets .08 .18
Total Equity/Total Assets .02 .107
Tangible Equity/Tangible Assets .02 .096
Capital Adequacy
Tier 1 Common Capital 2,098 72,016
Tier 1 Capital 2,098 73,202
Tier 2 Capital 679 5,975
Total Capital 2,777 79,726
Total Risk Weighted Assets 54,007 577,264
Leverage Ratio 2 10.051
Common Equity Tier 1 Capital Ratio 3.88 14.039
Tier 1 Capital Ratio 3.88 14.195
Total Capital Ratio 5.14 15.424

Timeline for First Cornerstone Bank

First-Citizens Bank & Trust Company

First Cornerstone Bank was acquired by First-Citizens Bank & Trust Company 8 years

View Profile May 07 2016

First Cornerstone Bank

First Cornerstone Bank was established 24 years ago and is currently headquartered in King Of Prussia, PA.

Mar 20 2000
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First-Citizens Bank & Trust Company Buyer 32,795,513 Failure 5/7/2016
Relationships Role Relationship Start Relationship End
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