Vitals
  • Total Assets
    676.7M 4.2 %
  • Total Deposits
    500.1M 8.1 %
  • Total Net Loans
    429.8M 4.8 %
  • Net Income
    5.3M 2.7 %
  • Book Value
    81.9M 3.5 %
  • Book Value x2
    163.8M 3.5 %
  • Book Value x3
    245.7M 3.5 %
ROAA

1.081

ROAE

8.836

Efficiency Ratio

60.259

Net Interest Margin

3.317

Balance Sheet Highlights
Financial Highlights First Columbia Bank & Trust Co. All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 676,653 766,704
Total Net Loans 429,836 542,727
Total Deposits 500,123 619,392
Total Equity 81,897 82,242
Profitability
Net Income 5,325 4,638
Return on Average Assets 1.081 .786
Return on Average Equity 8.836 7.437
Net Interest Margin 3.317 3.479
Efficiency Ratio 60.259 69.712
Noninterest Income/Revenue 21.78 18.843
Balance Sheet Ratios
Loan-to-Deposit 85.946 85.202
Securities/Assets .255 .179
Total Equity/Total Assets .121 .107
Tangible Equity/Tangible Assets .108 .097
Capital Adequacy
Tier 1 Common Capital 74,279 71,521
Tier 1 Capital 74,279 71,989
Tier 2 Capital 5,068 6,035
Total Capital 79,347 78,248
Total Risk Weighted Assets 403,995 562,227
Leverage Ratio 11.21 10.024
Common Equity Tier 1 Capital Ratio 18.39 13.988
Tier 1 Capital Ratio 18.39 14.084
Total Capital Ratio 19.64 15.294

Timeline for First Columbia Bank & Trust Co.

Columbia County Farmers National Bank

Acquisition: First Columbia Bank & Trust Co. acquired a new subsidiary, Columbia County Farmers National Bank, 15 years

View Profile Jul 18 2008

Ccfnb Bancorp, Inc.

Ccfnb Bancorp, Inc. became a new parent organization for First Columbia Bank & Trust Co..

View Profile Jul 18 2008

Columbia Financial Corporation

Columbia Financial Corporation became a new parent organization for First Columbia Bank & Trust Co..

View Profile Aug 24 1983

First Columbia Bank & Trust Co.

First Columbia Bank & Trust Co. was established 98 years ago and is currently headquartered in Bloomsburg, PA.

Feb 01 1926
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Columbia County Farmers National Bank Seller 246,278 Acquisition Discontinued 7/18/2008
Relationships Role Relationship Start Relationship End
Ccfnb Bancorp, Inc. Parent 7/18/2008
Columbia Financial Corporation Parent 8/24/1983 7/17/2008
Similar Organizations
Organization City State Total Assets
South Side Trust & Savings Bank Of Peoria
 		Peoria IL 663.1M
Peoples Bank Of Alabama
 		Cullman AL 662.5M
Wood & Huston Bank
 		Marshall MO 659.8M
Avidbank
 		Palo Alto CA 679.3M
First State Bank
 		Eastpointe MI 676.2M
Premier Bank
 		Maplewood MN 676.0M
Trust Company Of America
 		Centennial CO 700.3M
1St Financial Bank Usa
 		Dakota Dunes SD 677.5M
Pinnacle Bank
 		Elberton GA 668.7M
Guaranty Bank
 		Springfield MO 680.9M