Vitals
  • Total Assets
    318.8M
  • Total Deposits
    275.2M
  • Total Net Loans
    278.6M
  • Net Income
    1.2M
  • Book Value
    27.4M
  • Book Value x2
    54.9M
  • Book Value x3
    82.3M
ROAA

1.522

ROAE

18.164

Efficiency Ratio

38.456

Net Interest Margin

3.928

Balance Sheet Highlights
Financial Highlights First Colony Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 318,797 142,822
Total Net Loans 278,640 103,119
Total Deposits 275,174 119,041
Total Equity 27,444 13,661
Profitability
Net Income 1,219 1,918
Return on Average Assets 1.522 1.238
Return on Average Equity 18.164 12.505
Net Interest Margin 3.928 4.252
Efficiency Ratio 38.456 65.157
Noninterest Income/Revenue 10.327 15.115
Balance Sheet Ratios
Loan-to-Deposit 101.26 80.92
Securities/Assets .078 .793
Total Equity/Total Assets .086 .096
Tangible Equity/Tangible Assets .086 -.24
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 27,085 12,909
Tier 2 Capital 3,545 1,329
Total Capital 30,630 14,170
Total Risk Weighted Assets 283,634 105,490
Leverage Ratio 8.46 9.773
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.55 13.654
Total Capital Ratio 10.8 14.839

Timeline for First Colony Bank

Main Street Bank

First Colony Bank was acquired by Main Street Bank 20 years

View Profile Jun 23 2003

Main Street Banks, Inc.

Main Street Banks, Inc. became a new parent organization for First Colony Bank.

View Profile May 23 2003

First Colony Bancshares, Inc.

First Colony Bancshares, Inc. became a new parent organization for First Colony Bank.

View Profile Jul 14 1988

First Colony Bank

First Colony Bank was established 39 years ago and is currently headquartered in Alpharetta, GA.

Jan 18 1985
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Main Street Bank Buyer 2,570,248 Pooling of Interests Discontinued 6/23/2003
Relationships Role Relationship Start Relationship End
Main Street Banks, Inc. Parent 5/23/2003 6/22/2003
First Colony Bancshares, Inc. Parent 7/14/1988 5/22/2003
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