Vitals
  • Total Assets
    202.1M -4.4 %
  • Total Deposits
    185.8M -5.0 %
  • Total Net Loans
    124.4M -6.3 %
  • Net Income
    418000.0000 469.9 %
  • Book Value
    6.0M 7.5 %
  • Book Value x2
    11.9M 7.5 %
  • Book Value x3
    17.9M 7.5 %
ROAA

.199

ROAE

7.495

Efficiency Ratio

97.216

Net Interest Margin

3.293

Balance Sheet Highlights
Financial Highlights First City Bank Of Florida All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 202,100 586,559
Total Net Loans 124,356 397,788
Total Deposits 185,752 483,997
Total Equity 5,965 60,775
Profitability
Net Income 418 4,381
Return on Average Assets .199 .706
Return on Average Equity 7.495 6.893
Net Interest Margin 3.293 3.553
Efficiency Ratio 97.216 74.427
Noninterest Income/Revenue 24.219 15.578
Balance Sheet Ratios
Loan-to-Deposit 66.947 80.705
Securities/Assets .095 .17
Total Equity/Total Assets .03 .104
Tangible Equity/Tangible Assets .03 .1
Capital Adequacy
Tier 1 Common Capital 6,142 55,412
Tier 1 Capital 6,142 55,855
Tier 2 Capital 1,969 4,271
Total Capital 8,111 60,316
Total Risk Weighted Assets 156,586 416,967
Leverage Ratio 3.03 10.155
Common Equity Tier 1 Capital Ratio 3.92 14.982
Tier 1 Capital Ratio 3.92 15.063
Total Capital Ratio 5.18 16.194

Timeline for First City Bank Of Florida

Florida First City Banks, Inc.

Florida First City Banks, Inc. became a new parent organization for First City Bank Of Florida.

View Profile Sep 28 1987

Strachan Construction Company, Inc.

Strachan Construction Company, Inc. became a new parent organization for First City Bank Of Florida.

View Profile Dec 31 1970

First City Bank Of Florida

First City Bank Of Florida was established 75 years ago and is currently headquartered in Fort Walton Beach, FL.

Nov 17 1948
Relationships Role Relationship Start Relationship End
Florida First City Banks, Inc. Parent 1/11/1991
Florida First City Banks, Inc. Parent 12/31/1990 1/10/1991
Florida First City Banks, Inc. Parent 8/8/1990 12/30/1990
Florida First City Banks, Inc. Parent 9/28/1987 8/7/1990
Strachan Construction Company, Inc. Parent 6/30/1980 12/10/1980
Strachan Construction Company, Inc. Parent 6/30/1979 6/29/1980
Strachan Construction Company, Inc. Parent 12/31/1976 6/29/1979
Strachan Construction Company, Inc. Parent 12/31/1974 12/30/1976
Strachan Construction Company, Inc. Parent 12/31/1973 12/30/1974
Strachan Construction Company, Inc. Parent 12/31/1972 12/30/1973
Strachan Construction Company, Inc. Parent 12/31/1970 12/30/1972
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