Vitals
  • Total Assets
    235.6M 7.8 %
  • Total Deposits
    216.5M 8.9 %
  • Total Net Loans
    184.4M -1.3 %
  • Net Income
  • Book Value
    18.6M -3.1 %
  • Book Value x2
    37.3M -3.1 %
  • Book Value x3
    56.0M -3.1 %
ROAA

ROAE

Efficiency Ratio

151.98

Net Interest Margin

2.876

Balance Sheet Highlights
Financial Highlights First Choice Community Bank 1874 All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 235,591 233,775
Total Net Loans 184,352 161,665
Total Deposits 216,454 197,937
Total Equity 18,650 18,456
Profitability
Net Income — 1,224
Return on Average Assets — .553
Return on Average Equity — 4.963
Net Interest Margin 2.876 3.225
Efficiency Ratio 151.98 105.063
Noninterest Income/Revenue 58.497
Balance Sheet Ratios
Loan-to-Deposit 85.169 78.448
Securities/Assets .001 .179
Total Equity/Total Assets .079 .079
Tangible Equity/Tangible Assets .079 -1.529
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 17,794 17,957
Tier 2 Capital 2,531 2,234
Total Capital 20,325 20,210
Total Risk Weighted Assets 202,311 173,882
Leverage Ratio 7.47 8.728
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 8.8 12.219
Total Capital Ratio 10.05 13.466

Timeline for First Choice Community Bank 1874

First Choice Community Bank

First Choice Community Bank 1874 was acquired by First Choice Community Bank 14 years

View Profile Mar 26 2010

Fmcb Holdings, Inc.

Fmcb Holdings, Inc. became a new parent organization for First Choice Community Bank 1874.

View Profile Apr 15 1998

First Choice Community Bank 1874

First Choice Community Bank 1874 was established 135 years ago and is currently headquartered in Newnan, GA.

Jan 01 1889
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Choice Community Bank Buyer 291,196 Pooling of Interests Discontinued 3/26/2010
Relationships Role Relationship Start Relationship End
Fmcb Holdings, Inc. Parent 4/15/1998 3/25/2010
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