Vitals
  • Total Assets
    368.4M 3.9 %
  • Total Deposits
    292.0M 3.1 %
  • Total Net Loans
    252.5M 2.3 %
  • Net Income
    4.0M 6.1 %
  • Book Value
    39.2M 6.5 %
  • Book Value x2
    78.3M 6.5 %
  • Book Value x3
    117.5M 6.5 %
ROAA

1.131

ROAE

10.329

Efficiency Ratio

53.133

Net Interest Margin

3.418

Balance Sheet Highlights
Financial Highlights First Central State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 368,450 198,346
Total Net Loans 252,522 133,864
Total Deposits 292,003 165,124
Total Equity 39,160 22,060
Profitability
Net Income 3,967 2,310
Return on Average Assets 1.131 1.15
Return on Average Equity 10.329 9.92
Net Interest Margin 3.418 3.587
Efficiency Ratio 53.133 60.34
Noninterest Income/Revenue 16.424 13.494
Balance Sheet Ratios
Loan-to-Deposit 86.479 77.091
Securities/Assets .193 .197
Total Equity/Total Assets .106 .111
Tangible Equity/Tangible Assets .101 .107
Capital Adequacy
Tier 1 Common Capital 38,047 21,135
Tier 1 Capital 38,047 21,140
Tier 2 Capital 3,023 1,625
Total Capital 41,070 22,777
Total Risk Weighted Assets 297,555 151,308
Leverage Ratio 10.72 10.944
Common Equity Tier 1 Capital Ratio 12.79 15.631
Tier 1 Capital Ratio 12.79 15.631
Total Capital Ratio 13.8 16.675

Timeline for First Central State Bank

Ohnward Bancshares, Inc.

Ohnward Bancshares, Inc. became a new parent organization for First Central State Bank.

View Profile Sep 09 1974

First Central State Bank

First Central State Bank was established 56 years ago and is currently headquartered in Dewitt, IA.

Jun 12 1967
Relationships Role Relationship Start Relationship End
Ohnward Bancshares, Inc. Parent 3/31/1994
Ohnward Bancshares, Inc. Parent 12/31/1993 3/30/1994
Ohnward Bancshares, Inc. Parent 12/31/1984 12/30/1993
Ohnward Bancshares, Inc. Parent 12/31/1976 12/30/1984
Ohnward Bancshares, Inc. Parent 9/9/1974 12/30/1976
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