Vitals
  • Total Assets
    248.6M 18.4 %
  • Total Deposits
    147.2M 1.3 %
  • Total Net Loans
    146.4M -1.0 %
  • Net Income
    512000.0000 10.3 %
  • Book Value
    43.0M 177.4 %
  • Book Value x2
    85.9M 177.4 %
  • Book Value x3
    128.9M 177.4 %
ROAA

.818

ROAE

4.774

Efficiency Ratio

57.228

Net Interest Margin

3.416

Balance Sheet Highlights
Financial Highlights First Capital Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 248,578 170,003
Total Net Loans 146,394 112,542
Total Deposits 147,176 143,119
Total Equity 42,973 16,203
Profitability
Net Income 512 633
Return on Average Assets .818 1.127
Return on Average Equity 4.774 11.65
Net Interest Margin 3.416 3.831
Efficiency Ratio 57.228 63.149
Noninterest Income/Revenue 4.8 11.317
Balance Sheet Ratios
Loan-to-Deposit 99.469 72.599
Securities/Assets .251 .853
Total Equity/Total Assets .173 .095
Tangible Equity/Tangible Assets .066 -.012
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 16,563 15,444
Tier 2 Capital 1,912 1,388
Total Capital 18,475 16,919
Total Risk Weighted Assets 152,702 123,531
Leverage Ratio 7.4 9.803
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.85 15.057
Total Capital Ratio 12.1 16.157

Timeline for First Capital Bank

Busey Bank

First Capital Bank was acquired by Busey Bank 18 years

View Profile May 21 2005

First Busey Corporation

First Busey Corporation became a new parent organization for First Capital Bank.

View Profile Jun 26 2004

First Capital Bankshares, Inc.

First Capital Bankshares, Inc. became a new parent organization for First Capital Bank.

View Profile Apr 17 1996

First Capital Bank

First Capital Bank was established 28 years ago and is currently headquartered in Peoria, IL.

Apr 16 1996
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Busey Bank Buyer 3,914,661 Pooling of Interests Discontinued 5/21/2005
Relationships Role Relationship Start Relationship End
First Busey Corporation Parent 6/26/2004 5/20/2005
First Capital Bankshares, Inc. Parent 4/17/1996 6/25/2004
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