Efficiency Ratio Over Time
Efficiency Ratio First Capital Bank All Insured Commercial Banks in Illinois
03-31-2005 57.228 63.149
12-31-2004 59.073 63.383
09-30-2004 57.642 62.952
06-30-2004 58.744 63.147
03-31-2004 57.089 63.481
12-31-2003 61.957 63.697
09-30-2003 60.593 62.506
06-30-2003 58.433 62.464
03-31-2003 55.982 62.651
12-31-2002 53.178 62.349