First Bank & Trust Co. Financial Statements & Health Reports

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Total Assets

578.9M -1.2 %
Total Deposits

497.1M -2.2 %
Total Net Loans

386.6M 5.3 %
Net Income

10.5M -6.3 %
Book Value

80.5M 5.3 %
Book Value x2

161.0M 5.3 %
Book Value x3

241.5M 5.3 %

ROAA

1.791

ROAE

13.378

Efficiency Ratio

58.262

Net Interest Margin

3.785

Balance Sheet Highlights

Financial Highlights	First Bank & Trust Co.	All Insured Commercial Banks in Oklahoma
Balance Sheet $(000)
Total Assets	578,866	202,868
Total Net Loans	386,619	137,756
Total Deposits	497,093	172,449
Total Equity	80,489	21,595
Profitability
Net Income	10,517	2,672
Return on Average Assets	1.791	1.261
Return on Average Equity	13.378	11.655
Net Interest Margin	3.785	4.163
Efficiency Ratio	58.262	67.201
Noninterest Income/Revenue	20.354	16.695
Balance Sheet Ratios
Loan-to-Deposit	77.776	75.305
Securities/Assets	.162	.172
Total Equity/Total Assets	.139	.106
Tangible Equity/Tangible Assets	.139	.104
Capital Adequacy
Tier 1 Common Capital	80,479	21,413
Tier 1 Capital	80,479	21,413
Tier 2 Capital	2,721	1,666
Total Capital	83,200	23,103
Total Risk Weighted Assets	384,428	150,667
Leverage Ratio	13.76	10.837
Common Equity Tier 1 Capital Ratio	20.93	15.74
Tier 1 Capital Ratio	20.93	15.742
Total Capital Ratio	21.64	16.809

Timeline for First Bank & Trust Co.

The Waurika National Bank

Acquisition: First Bank & Trust Co. acquired a new subsidiary, The Waurika National Bank, 16 years

View Profile Apr 11 2008

Lincoln Financial Corporation

Acquisition: First Bank & Trust Co. acquired a new subsidiary, Lincoln Financial Corporation , 24 years

View Profile Dec 17 1999

Lincoln Bank & Trust Company

Acquisition: First Bank & Trust Co. acquired a new subsidiary, Lincoln Bank & Trust Company, 24 years

View Profile Dec 17 1999

Bank Of Healdton

Acquisition: First Bank & Trust Co. acquired a new subsidiary, Bank Of Healdton, 30 years

View Profile Jan 28 1994