Vitals
  • Total Assets
    582.7M 9.1 %
  • Total Deposits
    524.7M 9.4 %
  • Total Net Loans
    331.5M 10.8 %
  • Net Income
    5.3M 62.6 %
  • Book Value
    54.3M 6.7 %
  • Book Value x2
    108.7M 6.7 %
  • Book Value x3
    163.0M 6.7 %
ROAA

.949

ROAE

9.885

Efficiency Ratio

72.134

Net Interest Margin

3.704

Balance Sheet Highlights
Financial Highlights Bac Community Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 582,733 1,346,313
Total Net Loans 331,524 907,793
Total Deposits 524,723 1,084,972
Total Equity 54,336 169,778
Profitability
Net Income 5,338 12,577
Return on Average Assets .949 .955
Return on Average Equity 9.885 8.072
Net Interest Margin 3.704 3.784
Efficiency Ratio 72.134 64.937
Noninterest Income/Revenue 15.752 13.682
Balance Sheet Ratios
Loan-to-Deposit 63.181 83.983
Securities/Assets .306 .141
Total Equity/Total Assets .093 .126
Tangible Equity/Tangible Assets .093 .113
Capital Adequacy
Tier 1 Common Capital 54,835 147,337
Tier 1 Capital 54,835 147,552
Tier 2 Capital 5,031 11,893
Total Capital 59,866 160,236
Total Risk Weighted Assets 401,785 1,009,488
Leverage Ratio 9.19 11.256
Common Equity Tier 1 Capital Ratio 13.65 14.697
Tier 1 Capital Ratio 13.65 14.792
Total Capital Ratio 14.9 16.005

Timeline for Bac Community Bank

Bac Transportation

Bac Transportation became a new subsidiary organization for Bac Community Bank.

View Profile Dec 09 2002

Bac Financial Inc.

Bac Financial Inc. became a new parent organization for Bac Community Bank.

View Profile Sep 17 2001

Bank Of A & C Service Corporation

Bank Of A & C Service Corporation became a new subsidiary organization for Bac Community Bank.

View Profile Sep 17 2001

Bac Community Bank

Bac Community Bank was established 58 years ago and is currently headquartered in Stockton, CA.

May 21 1965
Relationships Role Relationship Start Relationship End
Bac Financial Inc. Parent 9/17/2001
Bank Of A & C Service Corporation Subsidary 6/30/2007
Bank Of A & C Service Corporation Subsidary 9/17/2001 6/29/2007
Bac Transportation Subsidary 12/9/2002 6/29/2004
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