Vitals
  • Total Assets
    850.6M 21.9 %
  • Total Deposits
    684.6M 23.8 %
  • Total Net Loans
    705.2M 20.0 %
  • Net Income
    11.3M 20.5 %
  • Book Value
    65.1M 16.9 %
  • Book Value x2
    130.1M 16.9 %
  • Book Value x3
    195.2M 16.9 %
ROAA

1.46

ROAE

18.272

Efficiency Ratio

52.611

Net Interest Margin

3.808

Balance Sheet Highlights
Financial Highlights Farmers State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 850,565 198,346
Total Net Loans 705,246 133,864
Total Deposits 684,617 165,124
Total Equity 65,054 22,060
Profitability
Net Income 11,252 2,310
Return on Average Assets 1.46 1.15
Return on Average Equity 18.272 9.92
Net Interest Margin 3.808 3.587
Efficiency Ratio 52.611 60.34
Noninterest Income/Revenue 5.597 13.494
Balance Sheet Ratios
Loan-to-Deposit 103.013 77.091
Securities/Assets .122 .197
Total Equity/Total Assets .076 .111
Tangible Equity/Tangible Assets .076 .107
Capital Adequacy
Tier 1 Common Capital 66,476 21,135
Tier 1 Capital 66,476 21,140
Tier 2 Capital 6,999 1,625
Total Capital 73,475 22,777
Total Risk Weighted Assets 681,227 151,308
Leverage Ratio 8 10.944
Common Equity Tier 1 Capital Ratio 9.76 15.631
Tier 1 Capital Ratio 9.76 15.631
Total Capital Ratio 10.79 16.675

Timeline for Farmers State Bank

State Bank Of Fayette

Acquisition: Farmers State Bank acquired a new subsidiary, State Bank Of Fayette, 29 years

View Profile Nov 01 1994

Jesup Insurance Services, Inc.

Jesup Insurance Services, Inc. became a new subsidiary organization for Farmers State Bank.

View Profile May 01 1984

Fsb Financial Services, Inc.

Fsb Financial Services, Inc. became a new parent organization for Farmers State Bank.

View Profile Nov 17 1980

Farmers State Bank

Farmers State Bank was established 120 years ago and is currently headquartered in Waterloo, IA.

Jun 25 1903
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
State Bank Of Fayette Seller 13,285 Discontinued 11/1/1994
Relationships Role Relationship Start Relationship End
Fsb Financial Services, Inc. Parent 12/31/1996
Fsb Financial Services, Inc. Parent 10/31/1995 12/30/1996
Fsb Financial Services, Inc. Parent 12/31/1994 10/30/1995
Fsb Financial Services, Inc. Parent 12/31/1984 12/30/1994
Fsb Financial Services, Inc. Parent 11/17/1980 12/30/1984
Jesup Insurance Services, Inc. Subsidary 5/1/1984 7/1/1995
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