Vitals
  • Total Assets
    867.6M 29.6 %
  • Total Deposits
    746.3M 26.8 %
  • Total Net Loans
    782.3M 28.1 %
  • Net Income
    11.8M 56.2 %
  • Book Value
    103.9M 81.0 %
  • Book Value x2
    207.9M 81.0 %
  • Book Value x3
    311.8M 81.0 %
ROAA

1.54

ROAE

15.256

Efficiency Ratio

37.951

Net Interest Margin

4.319

Balance Sheet Highlights
Financial Highlights First Commerce Bank All Insured Commercial Banks in New Jersey
Balance Sheet $(000)
Total Assets 867,595 941,236
Total Net Loans 782,299 666,560
Total Deposits 746,288 782,459
Total Equity 103,948 105,130
Profitability
Net Income 11,823 8,451
Return on Average Assets 1.54 .672
Return on Average Equity 15.256 6.44
Net Interest Margin 4.319 3.432
Efficiency Ratio 37.951 74.417
Noninterest Income/Revenue 3.993 18.002
Balance Sheet Ratios
Loan-to-Deposit 104.825 86.355
Securities/Assets .026 .113
Total Equity/Total Assets .12 .112
Tangible Equity/Tangible Assets .12 .102
Capital Adequacy
Tier 1 Common Capital 103,694 95,604
Tier 1 Capital 103,694 95,771
Tier 2 Capital 9,788 8,179
Total Capital 113,482 103,980
Total Risk Weighted Assets 779,668 734,206
Leverage Ratio 12.26 9.818
Common Equity Tier 1 Capital Ratio 13.3 13.154
Tier 1 Capital Ratio 13.3 13.207
Total Capital Ratio 14.56 14.399

Timeline for First Commerce Bank

First Commerce Bank

First Commerce Bank was established 18 years ago and is currently headquartered in Lakewood, NJ.

Jan 30 2006
Relationships Role Relationship Start Relationship End
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