Vitals
  • Total Assets
    210.4M 0.6 %
  • Total Deposits
    182.1M -0.7 %
  • Total Net Loans
    112.8M 13.6 %
  • Net Income
    1.1M -14.7 %
  • Book Value
    22.3M 12.7 %
  • Book Value x2
    44.5M 12.7 %
  • Book Value x3
    66.8M 12.7 %
ROAA

1.029

ROAE

9.993

Efficiency Ratio

60.356

Net Interest Margin

3.938

Balance Sheet Highlights
Financial Highlights Farmers State Bank Of Somonauk All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 210,403 166,608
Total Net Loans 112,820 110,210
Total Deposits 182,057 140,007
Total Equity 22,252 16,316
Profitability
Net Income 1,082 1,377
Return on Average Assets 1.029 1.165
Return on Average Equity 9.993 11.827
Net Interest Margin 3.938 3.873
Efficiency Ratio 60.356 63.051
Noninterest Income/Revenue 9.605 11.24
Balance Sheet Ratios
Loan-to-Deposit 61.97 72.924
Securities/Assets .4 .944
Total Equity/Total Assets .106 .098
Tangible Equity/Tangible Assets .106 -.013
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 21,740 15,352
Tier 2 Capital 911 1,279
Total Capital 22,651 16,664
Total Risk Weighted Assets 141,881 120,868
Leverage Ratio 10.34 10.046
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 15.32 15.335
Total Capital Ratio 15.96 16.387

Timeline for Farmers State Bank Of Somonauk

Citizens First National Bank

Farmers State Bank Of Somonauk was acquired by Citizens First National Bank 18 years

View Profile Jul 31 2005

Millbrook-Newark Bank

Acquisition: Farmers State Bank Of Somonauk acquired a new subsidiary, Millbrook-Newark Bank, 22 years

View Profile Jun 18 2001

Somonauk Fsb Bancorp, Inc.

Somonauk Fsb Bancorp, Inc. became a new parent organization for Farmers State Bank Of Somonauk.

View Profile Dec 01 1982

Farmers State Bank Of Somonauk

Farmers State Bank Of Somonauk was established 124 years ago and is currently headquartered in Somonauk, IL.

Jan 25 1900
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens First National Bank Buyer 923,959 Acquisition Discontinued 7/31/2005
Millbrook-Newark Bank Seller 31,788 Pooling of Interests Discontinued 6/18/2001
Relationships Role Relationship Start Relationship End
Somonauk Fsb Bancorp, Inc. Parent 12/1/1982 7/30/2005
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