Vitals
  • Total Assets
    654.1M 28.0 %
  • Total Deposits
    482.7M 11.8 %
  • Total Net Loans
    487.1M 26.2 %
  • Net Income
    2.2M 37.3 %
  • Book Value
    45.5M 24.8 %
  • Book Value x2
    91.1M 24.8 %
  • Book Value x3
    136.6M 24.8 %
ROAA

1.322

ROAE

19.41

Efficiency Ratio

54.603

Net Interest Margin

5.137

Balance Sheet Highlights
Financial Highlights Farmers & Merchants State Bank All Insured Commercial Banks in Idaho
Balance Sheet $(000)
Total Assets 654,083 351,703
Total Net Loans 487,088 253,680
Total Deposits 482,728 287,594
Total Equity 45,546 36,541
Profitability
Net Income 2,161 1,386
Return on Average Assets 1.322 1.304
Return on Average Equity 19.41 12.475
Net Interest Margin 5.137 5.131
Efficiency Ratio 54.603 78.04
Noninterest Income/Revenue 11.987 12.139
Balance Sheet Ratios
Loan-to-Deposit 100.903 83.069
Securities/Assets .164 .192
Total Equity/Total Assets .07 .104
Tangible Equity/Tangible Assets .07 .07
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 46,746 33,654
Tier 2 Capital 6,691 3,404
Total Capital 53,437 37,059
Total Risk Weighted Assets 533,980 284,901
Leverage Ratio 7.15 11.554
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 8.75 15.506
Total Capital Ratio 10.01 16.689

Timeline for Farmers & Merchants State Bank

Bank Of The Cascades

Farmers & Merchants State Bank was acquired by Bank Of The Cascades 18 years

View Profile Apr 21 2006

Pacific Mortgage Company, Inc.

Acquisition: Farmers & Merchants State Bank acquired a new subsidiary, Pacific Mortgage Company, Inc. , 36 years

View Profile Jan 03 1988

Pacific Mortgage Company, Inc.

Pacific Mortgage Company, Inc. became a new subsidiary organization for Farmers & Merchants State Bank.

View Profile Jan 13 1986

F & M Holding Company

F & M Holding Company became a new parent organization for Farmers & Merchants State Bank.

View Profile Feb 20 1980

Farmers & Merchants State Bank

Farmers & Merchants State Bank was established 56 years ago and is currently headquartered in Boise, ID.

Sep 19 1967
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of The Cascades Buyer 3,167,495 Acquisition Discontinued 4/21/2006
Pacific Mortgage Company, Inc. Seller Discontinued 1/3/1988
Relationships Role Relationship Start Relationship End
F & M Holding Company Parent 12/31/1999 4/20/2006
F & M Holding Company Parent 8/26/1988 12/30/1999
F & M Holding Company Parent 12/31/1983 8/25/1988
F & M Holding Company Parent 2/20/1980 12/30/1983
Pacific Mortgage Company, Inc. Subsidary 1/13/1986 1/2/1988
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