Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Farmers & Merchants State Bank All Insured Commercial Banks in Idaho
03-31-2006 8.75 15.506
12-31-2005 9.03 18.559
09-30-2005 9.04 12.971
06-30-2005 8.53 13.067
03-31-2005 8.92 13.558
12-31-2004 9.31 13.881
09-30-2004 9.08 13.461
06-30-2004 8.82 13.419
03-31-2004 9.11 13.791
12-31-2003 9.37 14.497
09-30-2003 9.38 14.516
06-30-2003 9.34 14.268
03-31-2003 9.23 14.626
12-31-2002 9.15 14.295