Vitals
  • Total Assets
    553.8M 3.9 %
  • Total Deposits
    472.8M 11.9 %
  • Total Net Loans
    471.9M 2.9 %
  • Net Income
    8.2M 0.1 %
  • Book Value
    57.5M 5.9 %
  • Book Value x2
    115.0M 5.9 %
  • Book Value x3
    172.6M 5.9 %
ROAA

1.518

ROAE

14.611

Efficiency Ratio

55.859

Net Interest Margin

4.018

Balance Sheet Highlights
Financial Highlights Farmers & Merchants Savings Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 553,830 198,346
Total Net Loans 471,898 133,864
Total Deposits 472,775 165,124
Total Equity 57,519 22,060
Profitability
Net Income 8,215 2,310
Return on Average Assets 1.518 1.15
Return on Average Equity 14.611 9.92
Net Interest Margin 4.018 3.587
Efficiency Ratio 55.859 60.34
Noninterest Income/Revenue 10.729 13.494
Balance Sheet Ratios
Loan-to-Deposit 99.815 77.091
Securities/Assets .072 .197
Total Equity/Total Assets .104 .111
Tangible Equity/Tangible Assets .102 .107
Capital Adequacy
Tier 1 Common Capital 56,534 21,135
Tier 1 Capital 56,534 21,140
Tier 2 Capital 6,694 1,625
Total Capital 63,228 22,777
Total Risk Weighted Assets 533,152 151,308
Leverage Ratio 10.09 10.944
Common Equity Tier 1 Capital Ratio 10.6 15.631
Tier 1 Capital Ratio 10.6 15.631
Total Capital Ratio 11.86 16.675

Timeline for Farmers & Merchants Savings Bank

Security Savings Bank

Acquisition: Farmers & Merchants Savings Bank acquired a new subsidiary, Security Savings Bank, 9 years

View Profile Jan 01 2015

Community National Bank

Acquisition: Farmers & Merchants Savings Bank acquired a new subsidiary, Community National Bank, 13 years

View Profile Dec 18 2010

F & M Shares Corp.

Acquisition: Farmers & Merchants Savings Bank acquired a new subsidiary, F & M Shares Corp. , 23 years

View Profile Oct 12 2000

Dunn Investment Co.

Dunn Investment Co. became a new parent organization for Farmers & Merchants Savings Bank.

View Profile Oct 12 2000

United Federal Savings Association Of Iowa

Acquisition: Farmers & Merchants Savings Bank acquired a new subsidiary, United Federal Savings Association Of Iowa, 29 years

View Profile Jun 25 1994

Want to see more?

Complete timeline for Farmers & Merchants Savings Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Security Savings Bank Seller 116,995 Pooling of Interests Discontinued 1/1/2015
Community National Bank Seller 31,569 Failure 12/18/2010
F & M Shares Corp. Seller Acquisition Discontinued 10/12/2000
United Federal Savings Association Of Iowa Seller 196,162 Failure 6/25/1994
Relationships Role Relationship Start Relationship End
Dunn Investment Co. Parent 10/12/2000
F & M Shares Corp. Parent 6/30/1993 10/11/2000
F & M Shares Corp. Parent 6/30/1985 6/29/1993
F & M Shares Corp. Parent 2/16/1982 6/29/1985
Farmers And Security Ag Corp Subsidary 10/15/1980 6/1/1984
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