Efficiency Ratio Over Time
Efficiency Ratio Farmers & Merchants Savings Bank All Insured Commercial Banks in Iowa
12-31-2016 55.859 60.34
09-30-2016 55.531 59.491
06-30-2016 55.753 59.409
03-31-2016 56.672 60.225
12-31-2015 55.74 60.496
09-30-2015 54.438 59.681
06-30-2015 55.01 60.132
03-31-2015 56.237 60.393
12-31-2014 54.832 61.018
09-30-2014 55.067 60.504
06-30-2014 55.883 61.172
03-31-2014 58.899 61.511
12-31-2013 57.986 61.468
09-30-2013 58.053 60.526
06-30-2013 56.405 61.108
03-31-2013 56.768 61.433
12-31-2012 52.513 60.798
09-30-2012 50.996 59.27
06-30-2012 51.706 59.46
03-31-2012 50.542 59.522
12-31-2011 60.286 61.164
09-30-2011 62.166 60.207
06-30-2011 62.125 61.117
03-31-2011 60.398 61.955
12-31-2010 51.724 61.606
09-30-2010 51.254 60.344
06-30-2010 49.994 60.36
03-31-2010 50.765 61.058
12-31-2009 57.404 63.35
09-30-2009 60.217 62.568
06-30-2009 59.934 63.179
03-31-2009 57.922 61.322
12-31-2008 55.364 61.499
09-30-2008 54.512 60.136
06-30-2008 54.121 61.136
03-31-2008 52.983 61.724
12-31-2007 56.028 62.773
09-30-2007 55.522 61.738
06-30-2007 54.678 62.033
03-31-2007 55.707 63.023
12-31-2006 58.629 62.678
09-30-2006 59.521 61.508
06-30-2006 61.03 61.549
03-31-2006 61.687 62.083
12-31-2005 58.852 61.109
09-30-2005 59.63 59.958
06-30-2005 60.207 59.974
03-31-2005 59.908 60.352
12-31-2004 55.931 60.659
09-30-2004 56.379 59.313
06-30-2004 56.164 59.954
03-31-2004 59.683 60.454
12-31-2003 60.779 60.721
09-30-2003 61.417 59.436
06-30-2003 64.074 59.565
03-31-2003 70.012 60.143
12-31-2002 61.828 59.278