Vitals
  • Total Assets
    201.8M -0.4 %
  • Total Deposits
    181.1M -0.1 %
  • Total Net Loans
    126.6M 5.6 %
  • Net Income
    819000.0000 -18.3 %
  • Book Value
    16.9M -0.7 %
  • Book Value x2
    33.8M -0.7 %
  • Book Value x3
    50.7M -0.7 %
ROAA

.405

ROAE

4.647

Efficiency Ratio

85.559

Net Interest Margin

3.464

Balance Sheet Highlights
Financial Highlights Farmers & Merchants Bank & Trust All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 201,818 198,346
Total Net Loans 126,641 133,864
Total Deposits 181,129 165,124
Total Equity 16,891 22,060
Profitability
Net Income 819 2,310
Return on Average Assets .405 1.15
Return on Average Equity 4.647 9.92
Net Interest Margin 3.464 3.587
Efficiency Ratio 85.559 60.34
Noninterest Income/Revenue 28.867 13.494
Balance Sheet Ratios
Loan-to-Deposit 69.918 77.091
Securities/Assets .241 .197
Total Equity/Total Assets .084 .111
Tangible Equity/Tangible Assets .084 .107
Capital Adequacy
Tier 1 Common Capital 17,536 21,135
Tier 1 Capital 17,536 21,140
Tier 2 Capital 1,574 1,625
Total Capital 19,110 22,777
Total Risk Weighted Assets 125,321 151,308
Leverage Ratio 8.68 10.944
Common Equity Tier 1 Capital Ratio 13.99 15.631
Tier 1 Capital Ratio 13.99 15.631
Total Capital Ratio 15.25 16.675

Timeline for Farmers & Merchants Bank & Trust

Farmers And Merchants Bank And Trust

Acquisition: Farmers & Merchants Bank & Trust acquired a new subsidiary, Farmers And Merchants Bank And Trust, 19 years

View Profile Aug 06 2005

West Burlington Bank

Acquisition: Farmers & Merchants Bank & Trust acquired a new subsidiary, West Burlington Bank, 21 years

View Profile Dec 07 2002

Farmers & Merchants Investment Co.

Farmers & Merchants Investment Co. became a new subsidiary organization for Farmers & Merchants Bank & Trust.

View Profile Dec 08 1994

Farmers And Merchants Bancshares, Inc.

Farmers And Merchants Bancshares, Inc. became a new parent organization for Farmers & Merchants Bank & Trust.

View Profile Dec 06 1993

Farmers And Merchants Building Corporation

Farmers And Merchants Building Corporation became a new subsidiary organization for Farmers & Merchants Bank & Trust.

View Profile Dec 31 1959

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Complete timeline for Farmers & Merchants Bank & Trust is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Farmers And Merchants Bank And Trust Seller 13,137 Pooling of Interests Discontinued 8/6/2005
West Burlington Bank Seller 63,879 Acquisition Discontinued 12/7/2002
Relationships Role Relationship Start Relationship End
Farmers And Merchants Bancshares, Inc. Parent 12/6/1993
Farmers And Merchants Building Corporation Subsidary 6/30/2007
Farmers And Merchants Building Corporation Subsidary 12/31/1959 6/29/2007
Farmers & Merchants Investment Co. Subsidary 12/8/1994 6/30/1995
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