Vitals
  • Total Assets
    144.4M -0.9 %
  • Total Deposits
    123.8M 3.3 %
  • Total Net Loans
    48.4M -0.1 %
  • Net Income
    1.3M -3.5 %
  • Book Value
    19.3M -1.5 %
  • Book Value x2
    38.7M -1.5 %
  • Book Value x3
    58.0M -1.5 %
ROAA

.95

ROAE

6.511

Efficiency Ratio

63.252

Net Interest Margin

4.066

Balance Sheet Highlights
Financial Highlights Farmers And Merchants Bank All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 144,407 266,812
Total Net Loans 48,405 157,006
Total Deposits 123,838 227,200
Total Equity 19,348 30,855
Profitability
Net Income 1,321 2,603
Return on Average Assets .95 .91
Return on Average Equity 6.511 7.525
Net Interest Margin 4.066 3.872
Efficiency Ratio 63.252 69.238
Noninterest Income/Revenue 9.118 15.218
Balance Sheet Ratios
Loan-to-Deposit 39.087 65.031
Securities/Assets .489 .23
Total Equity/Total Assets .134 .116
Tangible Equity/Tangible Assets .134 .114
Capital Adequacy
Tier 1 Common Capital 19,763 30,655
Tier 1 Capital 19,763 30,655
Tier 2 Capital 519 1,864
Total Capital 20,282 32,526
Total Risk Weighted Assets 87,675 184,216
Leverage Ratio 14.2 11.829
Common Equity Tier 1 Capital Ratio 22.54 18.757
Tier 1 Capital Ratio 22.54 18.762
Total Capital Ratio 23.13 19.824

Timeline for Farmers And Merchants Bank

Farmers & Merchants Financial Services, Inc.

Farmers & Merchants Financial Services, Inc. became a new subsidiary organization for Farmers And Merchants Bank.

View Profile Mar 14 2000

Farmers & Merchants Bancshares, Inc.

Farmers & Merchants Bancshares, Inc. became a new parent organization for Farmers And Merchants Bank.

View Profile Jun 29 1984

Farmers And Merchants Bank

Farmers And Merchants Bank was established 90 years ago and is currently headquartered in Lafayette, AL.

Jan 30 1934
Relationships Role Relationship Start Relationship End
Farmers & Merchants Bancshares, Inc. Parent 6/29/1984
Farmers & Merchants Financial Services, Inc. Subsidary 3/14/2000 10/26/2006
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