Vitals
  • Total Assets
    191.7M 5.7 %
  • Total Deposits
    167.8M 3.1 %
  • Total Net Loans
    121.9M 18.8 %
  • Net Income
    2.7M 16.9 %
  • Book Value
    18.9M 5.9 %
  • Book Value x2
    37.8M 5.9 %
  • Book Value x3
    56.8M 5.9 %
ROAA

1.416

ROAE

14.151

Efficiency Ratio

73.103

Net Interest Margin

5.339

Balance Sheet Highlights
Financial Highlights Elsa State Bank And Trust Company All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 191,721 358,087
Total Net Loans 121,929 213,533
Total Deposits 167,809 308,027
Total Equity 18,919 38,740
Profitability
Net Income 2,662 3,845
Return on Average Assets 1.416 1.025
Return on Average Equity 14.151 9.415
Net Interest Margin 5.339 3.773
Efficiency Ratio 73.103 66.762
Noninterest Income/Revenue 14.221 16.375
Balance Sheet Ratios
Loan-to-Deposit 72.659 65.494
Securities/Assets .271 .214
Total Equity/Total Assets .099 .108
Tangible Equity/Tangible Assets .099 .104
Capital Adequacy
Tier 1 Common Capital 19,669 37,278
Tier 1 Capital 19,669 37,303
Tier 2 Capital 889 2,526
Total Capital 20,558 39,866
Total Risk Weighted Assets 114,168 237,367
Leverage Ratio 10.48 10.563
Common Equity Tier 1 Capital Ratio 17.23 18.073
Tier 1 Capital Ratio 17.23 18.097
Total Capital Ratio 18.01 19.169

Timeline for Elsa State Bank And Trust Company

Elsa State Bank And Trust Company

Elsa State Bank And Trust Company was established 79 years ago and is currently headquartered in Elsa, TX.

Mar 12 1945
Relationships Role Relationship Start Relationship End
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