Vitals
  • Total Assets
    263.1M 6.2 %
  • Total Deposits
    238.0M 6.1 %
  • Total Net Loans
    187.4M 5.2 %
  • Net Income
    4.2M 7.8 %
  • Book Value
    22.6M 5.0 %
  • Book Value x2
    45.2M 5.0 %
  • Book Value x3
    67.8M 5.0 %
ROAA

1.588

ROAE

18.818

Efficiency Ratio

63.003

Net Interest Margin

4.581

Balance Sheet Highlights
Financial Highlights Delta Bank All Insured Commercial Banks in Louisiana
Balance Sheet $(000)
Total Assets 263,149 340,347
Total Net Loans 187,447 227,146
Total Deposits 237,968 291,952
Total Equity 22,593 36,108
Profitability
Net Income 4,190 3,221
Return on Average Assets 1.588 .994
Return on Average Equity 18.818 8.993
Net Interest Margin 4.581 4.112
Efficiency Ratio 63.003 68.63
Noninterest Income/Revenue 13.057 14.204
Balance Sheet Ratios
Loan-to-Deposit 78.77 74.405
Securities/Assets .186 .197
Total Equity/Total Assets .086 .106
Tangible Equity/Tangible Assets .086 .105
Capital Adequacy
Tier 1 Common Capital 22,357 35,803
Tier 1 Capital 22,357 36,059
Tier 2 Capital 1,865 2,443
Total Capital 24,222 38,519
Total Risk Weighted Assets 196,172 245,733
Leverage Ratio 8.47 10.776
Common Equity Tier 1 Capital Ratio 11.4 16.476
Tier 1 Capital Ratio 11.4 16.481
Total Capital Ratio 12.35 17.491

Timeline for Delta Bank

Louisiana Central Bank

Acquisition: Delta Bank acquired a new subsidiary, Louisiana Central Bank, 22 years

View Profile Jan 01 2002

Ldb Corporation

Ldb Corporation became a new subsidiary organization for Delta Bank.

View Profile Jun 23 1994

Bank Of Dixie

Acquisition: Delta Bank acquired a new subsidiary, Bank Of Dixie, 38 years

View Profile Jan 11 1986

Central Louisiana Capital Corporation

Central Louisiana Capital Corporation became a new parent organization for Delta Bank.

View Profile Jan 11 1986

Delta Bank

Delta Bank was established 38 years ago and is currently headquartered in Vidalia, LA.

Jan 10 1986
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Louisiana Central Bank Seller 76,202 Pooling of Interests Discontinued 1/1/2002
Bank Of Dixie Seller 41,444 Failure 1/11/1986
Relationships Role Relationship Start Relationship End
Central Louisiana Capital Corporation Parent 1/11/1986
Ldb Corporation Subsidary 6/23/1994 12/21/2000
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