Dedham Co-Operative Bank Financial Statements & Health Reports

Acquired Mar 2007

Vitals

ROAA

.246

ROAE

Efficiency Ratio

Net Interest Margin

Balance Sheet Highlights

Financial Highlights	Dedham Co-Operative Bank	All Insured Savings Banks in Massachusetts
Balance Sheet $(000)
Total Assets	85,326	363,557
Total Net Loans	49,781	238,104
Total Deposits	62,491	273,537
Total Equity	13,058	38,765
Profitability
Net Income	214	2,396
Return on Average Assets	.246	.544
Return on Average Equity	1.668	5.234
Net Interest Margin	2.147	3.154
Efficiency Ratio	83.017	78.404
Noninterest Income/Revenue	2.932	7.294
Balance Sheet Ratios
Loan-to-Deposit	79.661	88.362
Securities/Assets	.293	.345
Total Equity/Total Assets	.153	.107
Tangible Equity/Tangible Assets	.153	.061
Capital Adequacy
Tier 1 Common Capital	—	—
Tier 1 Capital	13,237	37,419
Tier 2 Capital	329	2,637
Total Capital	13,566	40,345
Total Risk Weighted Assets	43,865	230,016
Leverage Ratio	15.3	10.211
Common Equity Tier 1 Capital Ratio	—	—
Tier 1 Capital Ratio	30.18	16.83
Total Capital Ratio	30.93	17.921

Dedham Co-Operative Bank was acquired by Needham Bank 17 years

View Profile Mar 31 2007

Dedham Co-Operative Bank was established 138 years ago and is currently headquartered in Dedham, MA.

Jan 01 1886

Acquisitions & Mergers	Role	Assets	Acct Method	Type	Transaction Date
Needham Bank	Buyer	1,997,915	Acquisition	Discontinued	3/31/2007

Relationships	Role	Relationship Start	Relationship End

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