Vitals
  • Total Assets
    294.5M 2.7 %
  • Total Deposits
    267.4M 2.8 %
  • Total Net Loans
    119.1M 0.6 %
  • Net Income
    480000.0000 -0.2 %
  • Book Value
    22.5M 2.8 %
  • Book Value x2
    45.0M 2.8 %
  • Book Value x3
    67.5M 2.8 %
ROAA

.655

ROAE

8.615

Efficiency Ratio

73.524

Net Interest Margin

2.443

Balance Sheet Highlights
Financial Highlights Cumberland County Bank All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 294,496 326,458
Total Net Loans 119,066 218,646
Total Deposits 267,355 274,666
Total Equity 22,505 35,481
Profitability
Net Income 480 843
Return on Average Assets .655 .96
Return on Average Equity 8.615 8.883
Net Interest Margin 2.443 4.009
Efficiency Ratio 73.524 69.772
Noninterest Income/Revenue 20.594 16.376
Balance Sheet Ratios
Loan-to-Deposit 44.535 75.826
Securities/Assets .356 .177
Total Equity/Total Assets .076 .109
Tangible Equity/Tangible Assets .076 .106
Capital Adequacy
Tier 1 Common Capital 23,053 33,327
Tier 1 Capital 23,053 33,486
Tier 2 Capital 1,336 2,506
Total Capital 24,389 35,994
Total Risk Weighted Assets 112,601 231,094
Leverage Ratio 7.86 10.485
Common Equity Tier 1 Capital Ratio 20.47 15.292
Tier 1 Capital Ratio 20.47 15.35
Total Capital Ratio 21.66 16.454

Timeline for Cumberland County Bank

Bank Of Putnam County

Cumberland County Bank was acquired by Bank Of Putnam County 9 years

View Profile Apr 30 2016

Ccb Real Estate Investments Inc

Ccb Real Estate Investments Inc became a new subsidiary organization for Cumberland County Bank.

View Profile Dec 31 2012

B.P.C. Corporation

B.P.C. Corporation became a new parent organization for Cumberland County Bank.

View Profile Jul 25 1986

Cumberland County Bank

Cumberland County Bank was established 64 years ago and is currently headquartered in Crossville, TN.

Apr 01 1961
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of Putnam County Buyer 744,631 Pooling of Interests Discontinued 4/30/2016
Relationships Role Relationship Start Relationship End
B.P.C. Corporation Parent 11/19/1998 4/29/2016
B.P.C. Corporation Parent 1/6/1994 11/18/1998
B.P.C. Corporation Parent 12/31/1988 1/5/1994
B.P.C. Corporation Parent 7/25/1986 12/30/1988
Ccb Real Estate Investments Inc Subsidary 12/31/2012 4/29/2016
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