Vitals
  • Total Assets
    247.6M 4.0 %
  • Total Deposits
    207.3M 4.3 %
  • Total Net Loans
    190.1M 10.5 %
  • Net Income
    558000.0000 68.1 %
  • Book Value
    28.5M 6.2 %
  • Book Value x2
    57.1M 6.2 %
  • Book Value x3
    85.6M 6.2 %
ROAA

.889

ROAE

7.916

Efficiency Ratio

61.278

Net Interest Margin

4.091

Balance Sheet Highlights
Financial Highlights Cornerstone Community Bank All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 247,621 517,693
Total Net Loans 190,105 338,671
Total Deposits 207,289 430,129
Total Equity 28,548 54,478
Profitability
Net Income 558 804
Return on Average Assets .889 .626
Return on Average Equity 7.916 6.082
Net Interest Margin 4.091 3.576
Efficiency Ratio 61.278 77.048
Noninterest Income/Revenue 7.762 14.835
Balance Sheet Ratios
Loan-to-Deposit 91.71 76.084
Securities/Assets .126 .165
Total Equity/Total Assets .115 .105
Tangible Equity/Tangible Assets .115 .103
Capital Adequacy
Tier 1 Common Capital 25,597 49,239
Tier 1 Capital 25,597 49,641
Tier 2 Capital 1,957 3,216
Total Capital 27,554 53,356
Total Risk Weighted Assets 219,718 356,736
Leverage Ratio 10.31 10.214
Common Equity Tier 1 Capital Ratio 11.65 15.219
Tier 1 Capital Ratio 11.65 15.3
Total Capital Ratio 12.54 16.419

Timeline for Cornerstone Community Bank

Republic Bank & Trust Company

Cornerstone Community Bank was acquired by Republic Bank & Trust Company 8 years

View Profile May 18 2016

Cornerstone Bancorp, Inc.

Cornerstone Bancorp, Inc. became a new parent organization for Cornerstone Community Bank.

View Profile Oct 17 2006

Cornerstone Community Bank

Cornerstone Community Bank was established 25 years ago and is currently headquartered in Saint Petersburg, FL.

Mar 15 1999
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Republic Bank & Trust Company Buyer 4,819,418 Acquisition Discontinued 5/18/2016
Relationships Role Relationship Start Relationship End
Cornerstone Bancorp, Inc. Parent 10/17/2006 5/17/2016
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