Vitals
  • Total Assets
    4.8B 13.8 %
  • Total Deposits
    3.3B 24.3 %
  • Total Net Loans
    3.8B 14.8 %
  • Net Income
    45.7M 27.3 %
  • Book Value
    542.0M 13.1 %
  • Book Value x2
    1.1B 13.1 %
  • Book Value x3
    1.6B 13.1 %
ROAA

1.021

ROAE

8.826

Efficiency Ratio

60.732

Net Interest Margin

3.697

Balance Sheet Highlights
Financial Highlights Republic Bank & Trust Company All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 4,805,776 275,102
Total Net Loans 3,793,399 177,820
Total Deposits 3,256,447 227,063
Total Equity 541,972 30,287
Profitability
Net Income 45,684 2,592
Return on Average Assets 1.021 .944
Return on Average Equity 8.826 8.074
Net Interest Margin 3.697 3.847
Efficiency Ratio 60.732 70.925
Noninterest Income/Revenue 24.806 17.219
Balance Sheet Ratios
Loan-to-Deposit 116.489 76.952
Securities/Assets .11 .219
Total Equity/Total Assets .113 .11
Tangible Equity/Tangible Assets .108 .107
Capital Adequacy
Tier 1 Common Capital 520,985 29,354
Tier 1 Capital 520,985 29,354
Tier 2 Capital 32,920 2,092
Total Capital 553,905 31,454
Total Risk Weighted Assets 3,997,312 190,479
Leverage Ratio 11.34 11.285
Common Equity Tier 1 Capital Ratio 13.03 17.115
Tier 1 Capital Ratio 13.03 17.115
Total Capital Ratio 13.86 18.174

Timeline for Republic Bank & Trust Company

Cornerstone Community Bank

Acquisition: Republic Bank & Trust Company acquired a new subsidiary, Cornerstone Community Bank, 7 years

View Profile May 18 2016

Republic Bank

Acquisition: Republic Bank & Trust Company acquired a new subsidiary, Republic Bank, 9 years

View Profile May 10 2014

First Commercial Bank

Acquisition: Republic Bank & Trust Company acquired a new subsidiary, First Commercial Bank, 11 years

View Profile Sep 08 2012

Tennessee Commerce Bank

Acquisition: Republic Bank & Trust Company acquired a new subsidiary, Tennessee Commerce Bank, 12 years

View Profile Jan 28 2012

Republic Bank & Trust Company Of Indiana

Acquisition: Republic Bank & Trust Company acquired a new subsidiary, Republic Bank & Trust Company Of Indiana, 17 years

View Profile Dec 01 2006

Want to see more?

Complete timeline for Republic Bank & Trust Company is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Cornerstone Community Bank Seller 247,621 Acquisition Discontinued 5/18/2016
Republic Bank Seller 119,135 Pooling of Interests Discontinued 5/10/2014
First Commercial Bank Seller 215,867 Failure 9/8/2012
Tennessee Commerce Bank Seller 1,009,154 Failure 1/28/2012
Republic Bank & Trust Company Of Indiana Seller 97,413 Pooling of Interests Discontinued 12/1/2006
Republic Savings Bank, Fsb Seller 441,753 Discontinued 11/4/1994
Republic Bank Of Shelby County Seller 83,664 Discontinued 11/4/1994
Relationships Role Relationship Start Relationship End
Republic Bancorp, Inc. Parent 12/31/1983
Republic Bancorp, Inc. Parent 1/11/1982 12/30/1983
Trs Ral Funding Llc Subsidary 6/30/2007 5/16/2013
Republic Financial Services, Llc Subsidary 1/1/2003 1/1/2013
Republic Insurance Agency Llc Subsidary 12/27/2000 12/8/2010
Trs Ral Funding Llc Subsidary 1/10/2006 6/29/2007
Republic Financial Services, Llc Subsidary 7/1/1987 12/31/2002
Republic Insurance Agency, Inc. Subsidary 12/1/2000 8/31/2001
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