Congressional Bank
Potomac, MD — Non-member Bank
Active
Vitals
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Total Assets831.7M 64.9 %
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Total Deposits699.8M 64.9 %
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Total Net Loans624.1M 52.5 %
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Net Income10.4M 160.3 %
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Book Value99.8M 128.4 %
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Book Value x2199.7M 128.4 %
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Book Value x3299.5M 128.4 %
Balance Sheet Highlights
| Financial Highlights | Congressional Bank | All Insured Commercial Banks in Maryland |
| Balance Sheet $(000) | ||
| Total Assets | 831,698 | 804,628 |
| Total Net Loans | 624,110 | 615,155 |
| Total Deposits | 699,798 | 644,089 |
| Total Equity | 99,839 | 83,729 |
| Profitability | ||
| Net Income | 10,398 | 6,445 |
| Return on Average Assets | 1.299 | .743 |
| Return on Average Equity | 11.608 | 7.02 |
| Net Interest Margin | 4.873 | 3.678 |
| Efficiency Ratio | 68.539 | 72.114 |
| Noninterest Income/Revenue | 44.493 | 18.691 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 89.184 | 90.195 |
| Securities/Assets | .059 | .114 |
| Total Equity/Total Assets | .12 | .104 |
| Tangible Equity/Tangible Assets | .114 | .093 |
| Capital Adequacy | ||
| Tier 1 Common Capital | 97,778 | 74,463 |
| Tier 1 Capital | 97,778 | 75,572 |
| Tier 2 Capital | 6,912 | 7,498 |
| Total Capital | 104,690 | 83,523 |
| Total Risk Weighted Assets | 624,765 | 632,592 |
| Leverage Ratio | 11.79 | 9.794 |
| Common Equity Tier 1 Capital Ratio | 15.65 | 12.533 |
| Tier 1 Capital Ratio | 15.65 | 12.687 |
| Total Capital Ratio | 16.76 | 13.794 |
Timeline for Congressional Bank
American Bank
Acquisition: Congressional Bank acquired a new subsidiary, American Bank, 8 years
View Profile Jan 01 2016
Congressional Bancshares, Inc.
Congressional Bancshares, Inc. became a new parent organization for Congressional Bank.
View Profile Jan 09 2006
Congressional Bank
Congressional Bank was established 20 years ago and is currently headquartered in Potomac, MD.
Oct 17 2003| Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
| American Bank | Seller | 319,176 | Acquisition | Discontinued | 1/1/2016 |
| Relationships | Role | Relationship Start | Relationship End |
| Congressional Bancshares, Inc. | Parent | 1/9/2006 |
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