Vitals
  • Total Assets
    319.2M -19.3 %
  • Total Deposits
    263.1M -3.6 %
  • Total Net Loans
    175.3M -1.9 %
  • Net Income
    3.1M 110.2 %
  • Book Value
    52.5M 6.3 %
  • Book Value x2
    104.9M 6.3 %
  • Book Value x3
    157.4M 6.3 %
ROAA

.797

ROAE

6.106

Efficiency Ratio

85.876

Net Interest Margin

1.829

Balance Sheet Highlights
Financial Highlights American Bank All Insured Savings Banks in Maryland
Balance Sheet $(000)
Total Assets 319,176 264,135
Total Net Loans 175,307 175,785
Total Deposits 263,052 209,751
Total Equity 52,470 36,789
Profitability
Net Income 3,140 1,345
Return on Average Assets .797 .366
Return on Average Equity 6.106 2.69
Net Interest Margin 1.829 3.137
Efficiency Ratio 85.876 83.872
Noninterest Income/Revenue 73.31 18.725
Balance Sheet Ratios
Loan-to-Deposit 66.644 84.667
Securities/Assets .011 .128
Total Equity/Total Assets .164 .139
Tangible Equity/Tangible Assets .164 .139
Capital Adequacy
Tier 1 Common Capital 52,452 36,158
Tier 1 Capital 52,452 36,196
Tier 2 Capital 1,374 1,460
Total Capital 53,826 37,784
Total Risk Weighted Assets 119,040 150,728
Leverage Ratio 14.46 14.533
Common Equity Tier 1 Capital Ratio 44.06 27.785
Tier 1 Capital Ratio 44.06 27.785
Total Capital Ratio 45.22 28.805

Timeline for American Bank

Congressional Bank

American Bank was acquired by Congressional Bank 8 years

View Profile Jan 01 2016

Marketshare Properties, Inc.

Marketshare Properties, Inc. became a new subsidiary organization for American Bank.

View Profile Jul 21 2011

American Savannah Land Corporation

American Savannah Land Corporation became a new subsidiary organization for American Bank.

View Profile Jul 21 2011

American Bank Financial Services, Inc.

American Bank Financial Services, Inc. became a new subsidiary organization for American Bank.

View Profile Jul 21 2011

The Grange Bank

Acquisition: American Bank acquired a new subsidiary, The Grange Bank, 16 years

View Profile Jun 30 2007

Want to see more?

Complete timeline for American Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Congressional Bank Buyer 836,664 Acquisition Discontinued 1/1/2016
The Grange Bank Seller 206,561 Discontinued 6/30/2007
Relationships Role Relationship Start Relationship End
American Bank Holdings, Inc. Parent 7/21/2011 12/31/2015
American Bank Holdings, Inc. Parent 3/21/2003 7/20/2011
Marketshare Properties, Inc. Subsidary 7/21/2011 12/31/2015
American Savannah Land Corporation Subsidary 7/21/2011 6/30/2012
American Bank Financial Services, Inc. Subsidary 7/21/2011 6/30/2012
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