Vitals
  • Total Assets
    863.4M 6.3 %
  • Total Deposits
    756.6M 6.8 %
  • Total Net Loans
    692.7M 5.3 %
  • Net Income
    8.3M 53.3 %
  • Book Value
    101.4M 9.7 %
  • Book Value x2
    202.8M 9.7 %
  • Book Value x3
    304.2M 9.7 %
ROAA

1.012

ROAE

8.531

Efficiency Ratio

55.891

Net Interest Margin

3.898

Balance Sheet Highlights
Financial Highlights First Choice Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 863,410 1,346,313
Total Net Loans 692,746 907,793
Total Deposits 756,561 1,084,972
Total Equity 101,403 169,778
Profitability
Net Income 8,270 12,577
Return on Average Assets 1.012 .955
Return on Average Equity 8.531 8.072
Net Interest Margin 3.898 3.784
Efficiency Ratio 55.891 64.937
Noninterest Income/Revenue 10.332 13.682
Balance Sheet Ratios
Loan-to-Deposit 91.565 83.983
Securities/Assets .048 .141
Total Equity/Total Assets .117 .126
Tangible Equity/Tangible Assets .115 .113
Capital Adequacy
Tier 1 Common Capital 101,836 147,337
Tier 1 Capital 101,836 147,552
Tier 2 Capital 9,082 11,893
Total Capital 110,918 160,236
Total Risk Weighted Assets 723,657 1,009,488
Leverage Ratio 12.42 11.256
Common Equity Tier 1 Capital Ratio 14.07 14.697
Tier 1 Capital Ratio 14.07 14.792
Total Capital Ratio 15.33 16.005

Timeline for First Choice Bank

Evergreen International Bank

Acquisition: First Choice Bank acquired a new subsidiary, Evergreen International Bank, 11 years

View Profile Jan 01 2013

First Choice Bank

First Choice Bank was established 18 years ago and is currently headquartered in Cerritos, CA.

Aug 18 2005
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Evergreen International Bank Seller 22,473 Acquisition Discontinued 1/1/2013
Relationships Role Relationship Start Relationship End
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