Vitals
  • Total Assets
    94.5M 8.1 %
  • Total Deposits
    74.4M 2.4 %
  • Total Net Loans
    69.0M 13.4 %
  • Net Income
    1.5M 10.6 %
  • Book Value
    13.3M 7.2 %
  • Book Value x2
    26.5M 7.2 %
  • Book Value x3
    39.8M 7.2 %
ROAA

1.756

ROAE

12.072

Efficiency Ratio

54.406

Net Interest Margin

4.367

Balance Sheet Highlights
Financial Highlights Community State Bank All Insured Commercial Banks in Colorado
Balance Sheet $(000)
Total Assets 94,471 406,389
Total Net Loans 69,038 257,573
Total Deposits 74,408 344,879
Total Equity 13,264 40,990
Profitability
Net Income 1,531 4,034
Return on Average Assets 1.756 1.068
Return on Average Equity 12.072 9.983
Net Interest Margin 4.367 3.933
Efficiency Ratio 54.406 70.399
Noninterest Income/Revenue 4.655 23.071
Balance Sheet Ratios
Loan-to-Deposit 92.783 73.804
Securities/Assets .134 .203
Total Equity/Total Assets .14 .101
Tangible Equity/Tangible Assets .14 .096
Capital Adequacy
Tier 1 Common Capital 13,262 39,094
Tier 1 Capital 13,262 39,135
Tier 2 Capital 903 3,076
Total Capital 14,165 42,210
Total Risk Weighted Assets 71,149 288,026
Leverage Ratio 14.81 10.22
Common Equity Tier 1 Capital Ratio 18.64 15.667
Tier 1 Capital Ratio 18.64 15.699
Total Capital Ratio 19.91 16.831

Timeline for Community State Bank

Community State Bank

Community State Bank was established 15 years ago and is currently headquartered in Lamar, CO.

Jul 15 2008

Community State Bankshares, Inc.

Community State Bankshares, Inc. became a new parent organization for Community State Bank.

View Profile Jul 15 2008
Relationships Role Relationship Start Relationship End
Community State Bankshares, Inc. Parent 7/15/2008
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