Vitals
  • Total Assets
    123.6M -7.4 %
  • Total Deposits
    110.7M -1.0 %
  • Total Net Loans
    59.8M -3.8 %
  • Net Income
    -35000.0000 51.4 %
  • Book Value
    8.4M -13.4 %
  • Book Value x2
    16.8M -13.4 %
  • Book Value x3
    25.2M -13.4 %
ROAA

-.108

ROAE

-1.626

Efficiency Ratio

103.054

Net Interest Margin

3.087

Balance Sheet Highlights
Financial Highlights Community Bank Of San Joaquin All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 123,585 917,146
Total Net Loans 59,843 599,234
Total Deposits 110,671 703,310
Total Equity 8,405 126,010
Profitability
Net Income -35 2,359
Return on Average Assets -.108 .73
Return on Average Equity -1.626 5.955
Net Interest Margin 3.087 3.796
Efficiency Ratio 103.054 75.136
Noninterest Income/Revenue 14.602 12.735
Balance Sheet Ratios
Loan-to-Deposit 54.073 78.534
Securities/Assets .236 .137
Total Equity/Total Assets .068 .137
Tangible Equity/Tangible Assets .068 .128
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 9,065 108,366
Tier 2 Capital 811 8,465
Total Capital 9,876 116,970
Total Risk Weighted Assets 63,500 661,657
Leverage Ratio 7 11.879
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.28 16.397
Total Capital Ratio 15.55 17.656

Timeline for Community Bank Of San Joaquin

Bay Commercial Bank

Community Bank Of San Joaquin was acquired by Bay Commercial Bank 10 years

View Profile Apr 26 2014

Community Bank Of San Joaquin

Community Bank Of San Joaquin was established 24 years ago and is currently headquartered in Stockton, CA.

Nov 05 1999

Bank On It, Inc.

Bank On It, Inc. became a new parent organization for Community Bank Of San Joaquin.

View Profile Nov 05 1999
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bay Commercial Bank Buyer 652,692 Acquisition Discontinued 4/26/2014
Relationships Role Relationship Start Relationship End
Bank On It, Inc. Parent 11/5/1999 4/25/2014
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