Vitals
  • Total Assets
    125.2M 19.0 %
  • Total Deposits
    104.6M 18.5 %
  • Total Net Loans
    107.3M 17.6 %
  • Net Income
    1.6M 56.8 %
  • Book Value
    12.2M 14.6 %
  • Book Value x2
    24.4M 14.6 %
  • Book Value x3
    36.6M 14.6 %
ROAA

1.349

ROAE

13.896

Efficiency Ratio

66.313

Net Interest Margin

4.178

Balance Sheet Highlights
Financial Highlights Heritage Community Bank All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 125,213 258,416
Total Net Loans 107,257 178,998
Total Deposits 104,574 217,087
Total Equity 12,212 28,107
Profitability
Net Income 1,588 2,724
Return on Average Assets 1.349 1.016
Return on Average Equity 13.896 9.475
Net Interest Margin 4.178 3.745
Efficiency Ratio 66.313 67.758
Noninterest Income/Revenue 7.34 16.937
Balance Sheet Ratios
Loan-to-Deposit 102.566 78.741
Securities/Assets .052 .158
Total Equity/Total Assets .098 .109
Tangible Equity/Tangible Assets .094 .106
Capital Adequacy
Tier 1 Common Capital 11,842 27,011
Tier 1 Capital 11,842 27,012
Tier 2 Capital 1,284 2,220
Total Capital 13,126 29,258
Total Risk Weighted Assets 102,506 195,723
Leverage Ratio 9.35 10.472
Common Equity Tier 1 Capital Ratio 11.55 14.947
Tier 1 Capital Ratio 11.55 14.954
Total Capital Ratio 12.81 16.077

Timeline for Heritage Community Bank

Heritage Management Company, Inc.

Heritage Management Company, Inc. became a new parent organization for Heritage Community Bank.

View Profile Sep 28 2007

Heritage Community Bank

Heritage Community Bank was established 88 years ago and is currently headquartered in Chamois, MO.

Aug 19 1935
Relationships Role Relationship Start Relationship End
Heritage Management Company, Inc. Parent 9/28/2007
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