Community Bank Of San Joaquin
Stockton, CA — Domestic Branch of a Domestic Bank
Acquired Apr 2014
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Community Bank Of San Joaquin | All Insured Commercial Banks in California |
| Interest and Fees on Loans | 828 | 7,621 |
| Income from Lease Financing Receivables | — | 6 |
| — | 3 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 1 |
| Income on Loans and Leases (TE) | 828 | 7,694 |
| Investment Interest Income (TE) | 176 | 823 |
| Total Interest Income (TE) | 1,041 | 8,968 |
| Total Interest Expense | 73 | 595 |
| Net Interest Income (TE) | 968 | 8,133 |
| Non-Interest Income | 178 | 1,309 |
| Adjusted Operating Income (TE) | 1,146 | 10,667 |
| Non-interest Expense | 1,181 | 6,604 |
| Provision for Loan & Lease Losses | — | 60 |
| Pretax Operating Income (TE) | -35 | 3,713 |
| Pretax Net Operating Income (TE) | -35 | 3,732 |
| Applicable Income Taxes | — | 1,282 |
| Net Operating Income | -35 | 2,352 |
| Net Income | -35 | 2,359 |
| Cash Dividends Declared | — | 346 |
| Retained Earnings | -35 | 1,233 |